Here There and Everywhere

Expat wanderer

Quiet Morning Sunrise

Usually as I blog I can hear AdventureMan singing, whistling or humming in the background as he showers, shaves and gets ready to go to work. This morning, it was quiet.

“Is everything OK?” I asked? Qatteri Cat must have wondered too, because he got up when I did and went back to ask with me.

“It’s fine.” AdventureMan sighed. “I’m just tired of work. I need a vacation.”

It makes me so sad. Not every day is a great day. I love the days when you jump out of bed, excited about the plans for the day. I love to hear him humming in the bathroom as he shaves. I am going to fix him something special for dinner tonight, something he loves – stuffed green peppers. Of course, by the time he gets home, the morning funk will be forgotten and he will have new things going on – thank God, his work has a lot of variety, a lot of scope for his skills.

The sunrise this morning was spectacular:

00sunrise09nov08

It is a beautiful day, Kuwait. 🙂

November 9, 2008 Posted by | ExPat Life, Family Issues, Kuwait, Living Conditions, Relationships, sunrise series | 7 Comments

Great Kuwait Sand and Surf Challenge: MacQ8

Just wait! Wait ’till you see these photos! Ohhhh, they are awesome! Can you guess which ones I like the most?

Is this adorable or what? 🙂 What a little beauty!
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mac2

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Look at the motion in these two:
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Woooo HOOOOO on MacQ8, a totally serious photographer. OK, there are several I like, but that last one knocks my socks off. 🙂 Bravo, MacQ8!

(My apologies, Mac, I thought i published this yesterday, but I forgot to click the Publish button!)

November 8, 2008 Posted by | Uncategorized | 4 Comments

Drive Safely in Kuwait – or Anywhere

This popped up this morning on AOL News:

Defensive Driving 101
Why defensive driving is so important.
By CRAIG HOWIE | AOL AUTOS

Data from the National Highway Transportation & Safety Administration (NHTSA)
Someone got cut off. They bleeped their horn. You bleeped back. They gesticulated, you gesticulated. And now you’re stuck with a lunatic on your back, tailgating and swerving, keeping up with you with a crazy grimace on his face and trying his best to force you off the road. Whoa there. Not everybody lives in Orange County, Calif. Or Miami, Fla. And maybe you’re the lunatic, who knows? Or perhaps you take a more considered path of action. We’ve chosen eight often overlooked defensive driving tips that hopefully will help ensure situations like this one don’t develop, and which come with the added bonus of avoiding an expensive insurance payment or minimizing the risks of injury or death in a serious crash.

Tip 1: Don’t do unto others
So the crazy-driver pursuit is unlikely to occur, but remonstrating with another driver can not only prove dangerous to your health and wellbeing — remember you may be inflaming a road-rage situation — but perhaps more crucially, it distracts a driver for a split second or longer. The entire event could adversely affect their driving for the rest of the day. Remember: Don’t take it out on others. And though I usually don’t subscribe to the fractured logic of bumper stickers — mean people, and in particular mean drivers, really do suck.

Tip 2: Stay out of the way
One of the first defensive driving tips listed by Dr Leon James, a professor at the University of Hawaii who publishes DrDriving.com, is: “Stay out of the way. Give aggressive drivers plenty of room to get around you.” If another driver is endangering you or his actions are threatening to cause a smash, the best tactic is avoidance, usually by slowing down (with one caveat: always check mirrors before hitting the brakes).

He tells AOL Autos: “One thing to remember is that there is a diversity of drivers on the road. They have different goals for being there — some are in a hurry to get somewhere, others are just looking around or don’t know where they are going exactly and have plenty of time. Others are challenged by sickness, age, drugs, anger, depression, etc. So the best defensive driving advice is to give them more latitude. Let them do what they want at all times.”

Tip 3: Yield
Dr. James also says it is never a given that other drivers will follow the rules of the road, and to never insist on your own right of way if another driver is challenging you. Mark Sedenquist, the publisher of RoadTripAmerica.com, agrees, advocating a “yield anyway” strategy. He says: “Even if the right of way is yours by law, custom, or common sense, always remember that the real object is to get home safely. So when someone barges out ahead of you when it’s not their turn, put your ego and irritation in the back seat and … yield anyway.”

Tip 4: Be aware of your surroundings
Riding Chicago’s L train system to O’Hare Airport alongside the Kennedy Expressway, as I did recently in transit to Los Angeles, gives a great opportunity to observe what drivers get up to behind the wheel: text messaging, applying lipstick, talking on cell phones and reading (!), often at speed. Sedenquist advises keeping an eye out for others’ — and also your own — bad habits. He says: “One major key to safe driving is observing and responding to the unexpected things that other drivers do. Drivers should be scanning the road constantly, both ahead and (in a rear-view mirror) behind. Another strategy is the ‘two-seconds-plus rule,’ ensuring a safe following distance between your car and that car or truck in front of you.”

Tip 5: Overcome overconfidence
Russ Radar, of the Insurance Institute for Highway Safety, suggests overconfidence could be at the root of the problem and also offers a practical approach to safety. “We all think we’re good drivers and it’s all the other drivers out there that are dangerous. We need to examine our own driving behavior: Slow down, obey traffic laws, and always wear safety belts. If everyone did those things, our highways would be a lot safer.”

Tip 6: Take a refresher course
I attended a brief defensive driving course as part of an assignment a few years back and was shocked by just how much my road habits had decayed in a decade or so behind the wheel, perhaps as a result of overconfidence. One-hand steering wheel spins? Please no. Even crossing hands is frowned upon here. Quick to point out and work on combating bad habits, my instructor also offered valuable lessons on everyday road stuff that I’d forgotten, some as surprisingly basic as road position or safely approaching a stop sign or street entrance. It’s valuable in other ways, too: Any money spent on the course may end up saving larger payouts on speeding tickets or traffic misdemeanors — both of which will probably necessitate the taking of defensive driving course, usually in a class or online.

Tip 7: Rest and refresh
The National Highway and Traffic Safety Administration reports that more than 56,000 crashes annually are caused by drowsy drivers. It also suggests some startling characteristics of crashes involving a drowsy driver: The crash occurs late at night or early in the morning; it is likely to be serious; a single vehicle leaves the roadway; the crash occurs on a high-speed road; the driver does not attempt to avoid a crash; the driver is alone in the vehicle. A friend of mine, who crashed a Volvo 850 into highway safety barrels at 70 mph (and thankfully walked away without a scratch) will bear witness that all of these factors occurred in her early-morning smash when she fell asleep at the wheel. The NHTSA says that, young people (ages 16 to 29), especially males, are most at risk. Shift workers whose sleep is disrupted by working at night or working long or irregular hours also face the same risks. Sedenquist, who has tallied a half million miles in his 30 years on the road across America, says “Before you push on for ‘just another fifty miles,’ keep in mind that sleepy drivers can be just as dangerous as drunk ones.” Stay alert, it can save your life.

Tip 8: Take a Zen-like approach
Dr James advises: “The secret of being a “supportive driver” — the opposite of an aggressive driver. Facilitate what they are trying to do. Do not put your sail in their wind. Be a smart driver, a peaceful driver, and be safe and calm that way.

LOL at “Maybe you’re the lunatic – who knows?” 😉

November 8, 2008 Posted by | Community, ExPat Life, Health Issues, Kuwait, Living Conditions | 7 Comments

Good Day, Sunshine!

It is a glorious day – fish are jumpin and well, no cotton, but the tide is running high. 🙂

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It is one of those amazing, sweet, perfect days in Kuwait. My friends, get out there and breathe in the sunshine!

November 8, 2008 Posted by | ExPat Life, Kuwait, Living Conditions, sunrise series | 4 Comments

Great Kuwait Sand and Surf Challenge: Teagirl

Wooo HOOOOO Teagirl, and her very disciplined, very artistic sand and surf entries, each more beautiful than the last:

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What do you think, Kuwait? Soulful? Beautiful? 🙂 YOU have two more weeks to get those Sand and Surf photos in before the voting begins!

November 7, 2008 Posted by | Arts & Handicrafts, Beauty, ExPat Life, Kuwait, Living Conditions, Photos | | 9 Comments

Is There Still a Ban on Mobile Phone Usage While Driving?

Does anyone remember this:

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For a while, I think the ban was enforced and I think I saw fewer people on their mobile phones. Now – it’s totally back to the way it was before the “ban.” Or do you see it differently?

November 7, 2008 Posted by | Community, Crime, ExPat Life, Health Issues, Kuwait, Law and Order, Living Conditions | 11 Comments

LOL@Stats

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What happened is that two years ago I wrote a post called Halloween Warning and it got a little attention, but this year, people would Google “halloween” and then they would come to this blog entry.

It’s like how can you get all wrapped up in statistics when what happens is so random and unpredictable? On Halloween day, I got 3,172 hits. I’m a very limited blogger, I don’t have the kind of blog that attracts huge numbers – and while that may look like a huge number, it is discouraging when I know that I may never see a figure like that again.

My top all time posts are led by a picture of a birthday cake. I admit, it is a gorgeous cake, I spent a lot of time looking for just the right cake, but . . . my all time high?

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There is nothing like blogging to keep you humble, and from taking yourself too seriously. :-/

November 7, 2008 Posted by | Blogging, Halloween, Humor, Statistics | 7 Comments

Here Comes the WOW

The rain has been so wonderful, days of sweet, soaking rain. And early this morning, I am delighted to see the sun back again. GOOOOOOOOODDDD Morning, Kuwait. 🙂

Early sunrise:
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Just a little bit later:
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And a happy, sunshine song to lift your day:

The five day forecast is nothing but SWEET:

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Have a great day!

November 7, 2008 Posted by | ExPat Life, Kuwait, Living Conditions, sunrise series, Weather | 1 Comment

Jump Back In the Market?

Thank you, AbdulAziz, for this interesting article on today’s investment opportunities from Yahoo News: Finances where you can read the entire article>

Why Stocks Are Dirt Cheap
by Jeremy Siegel, Ph.D.
No one can guarantee the future of the stock market. But I believe that stock prices are now so extraordinarily cheap that I would be very surprised that if an investor who bought a diversified portfolio today did not make at least 20% or more on his investment in the next twelve months.

Valuations Low Worldwide

The case for equities at these levels is compelling. The last time we have seen prices this low was more than 30 years ago, when the US economy was in far worse shape than today.

The table below lists the price-to-earnings ratios of the world’s major stock markets as of October 29. It is taken directly from the Bloomberg World P-E Ratio (WPE) screen. These P-E ratios are calculated based on 2008 earnings, of which the first two quarters have already been reported and the 3rd and 4th quarters’ earnings are estimated. Keep in mind that the average historical P-E ratio of the US stock market has been 15 and that when P-E ratios are ten or lower, investors have reaped generous rewards from investing in stocks.

Except for the tech-laden Nasdaq, the US markets are selling at 10 to 11 times 2008 estimated earnings while European markets, save Switzerland, are selling between 7 and 9 times earnings. Asian stocks are also very cheap, as the Japanese Nikkei Index is selling at 11.4 times earnings, not much different than stocks in Hong Kong, Australia, and Singapore. The Chinese market, which had been selling at over 50 times earnings last year is now selling at a far more modest 15 times earnings.

Bears will claim that these P-E ratios are too low, since earnings will sharply deteriorate over the next twelve months. Indeed, the last 12 months of reported earnings on the S&P 500 Index have fallen to $51.37 from $84.92 a year earlier. On those numbers, the US market is selling at about an 18 multiple.

But this gives a very distorted picture of the market. Aggregate earnings over the past year are greatly depressed by huge write-offs not only in the financial sector but in other firms. For example, Ford, GM, and Sprint, whose aggregate market value is less than 0.2% of the S&P 500 Index, lowered the S&P’s reported earnings by about $12.00, more than 20% of the current aggregate earnings.

Even if these firms all go bankrupt and their stock prices go to zero, it would have a negligible impact on the market value of a well-diversified stock portfolio. The same is true of the financial sector as S&P adds the huge losses in banks that now have almost no value today to the earnings of profitable firms. This means that the P-E ratio of firms that are still profitable is far lower than the ratio calculated for the whole index.

Furthermore, it is a major mistake to use earnings in a recession when calculating the right valuation of the market going forward. That is because stock values are dependent on earnings far in the future, not just those estimated over the next 12 month.

Since stocks have historically sold at 15 times annual earnings, the earnings of the next twelve months contribute only 1/15 of the value of the firm, or less than 7%. The other 93% of the value of stock is realized beyond the next twelve months. Right now the “normal” level of earnings, based on trend analysis of past 15 years of earnings on the S&P 500 Index is $92 a share.

If the average 15 price-earnings ratio applied to these $92 per share normalized earnings, the S&P 500 Index would be selling at 1380, which is almost 50% above its current level. Even if it takes two, or even three years for earnings to return to thetrend line, the normalized valuation of the market is far above what it is today.

Read the rest of the article HERE.

November 6, 2008 Posted by | Uncategorized | 3 Comments

Ain’t No Sunshine . . .

I was up to take the sunrise photo, but once again, no sunrise. The streets are wet, but the clouds are high and it looks like the rain may hold off long enough for go-to-work/school traffic. Be careful out there, Kuwait. During the recent rains there were many many more accidents, according to Traffic Police.

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That color range is pretty much the colors houses are painted in the great Pacific Northwest. 🙂

Grab your fleece, grab your sweaters – look at the temperatures expected for today:

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Have a great Thursday, Kuwait.

November 6, 2008 Posted by | Uncategorized | 5 Comments