Monster Quake Predicted for US Pacific Northwest
You can read this entire threatening report of a recent study done by earthquake experts at Weather Underground News:
Northwest Earthquake: Experts Say Get Ready

By: Lauren Gambino
Published: March 15, 2013
SALEM, Ore. — More than 10,000 people could die when – not if – a monster earthquake and tsunami occur just off the Pacific Northwest coast, researchers told Oregon legislators Thursday.
Coastal towns would be inundated. Schools, buildings and bridges would collapse, and economic damage could hit $32 billion.
These findings were published in a chilling new report by the Oregon Seismic Safety Policy Advisory Commission, a group of more than 150 volunteer experts.
In 2011, the Legislature authorized the study of what would happen if a quake and tsunami such as the one that devastated Japan hit the Pacific Northwest.
The Cascadia Subduction Zone, just off the regional coastline, produced a mega-quake in the year 1700. Seismic experts say another monster quake and tsunami are overdue.
“This earthquake will hit us again,” Kent Yu, an engineer and chairman of the commission, told lawmakers. “It’s just a matter of how soon.”
When it hits, the report says, there will be devastation and death from Northern California to British Columbia.
Many Oregon communities will be left without water, power, heat and telephone service. Gasoline supplies will be disrupted.
The 2011 Japan quake and tsunami were a wakeup call for the Pacific Northwest. Governments have been taking a closer look at whether the region is prepared for something similar and discovering it is not.
Oregon legislators requested the study so they could better inform themselves about what needs to be done to prepare and recover from such a giant natural disaster.
The report says that geologically, Oregon and Japan are mirror images. Despite the devastation in Japan, that country was more prepared than Oregon because it had spent billions on technology to reduce the damage, the report says.
Distracted Driving #1 Killer of U.S. Teens
Horrifying article. I would have thought they would be talking about texting, which we can see for ourselves has people, young and old, swerving all over the highway, but no – the culprit is PASSENGERS! The death rate for teens in cars increases with each additional passenger!
The papers are full of heartbreaking obituaries, young people, men and women, who had so much potential, so much life ahead of them, and now they are gone. Heartbroken parents think of the years of joy they will miss.
Fatal Distraction: Teen Drivers And Passengers Are A Deadly Mix
Studies show that one passenger in a teen driver’s car increases fatality risk by 44%, two passengers doubles the risk
Sharon Silke Carty
AOL Auto News
Teen driving safety is one of those problems that is easy to ignore: So often the tragedies are spread out throughout small towns around the country. One lost life here, two lost there. We don’t often piece all those crashes together and realize what’s happening to our children.
Sometimes to get change, you need a tipping point. Maybe this week will be it: Since Sunday, 15 teenagers have died in major car accidents around the U.S. Six died after crashing into a pond in Ohio. Five died when they crashed into a tanker truck in Texas. Four died when they crashed into a creek in Illinois.
And that’s just the crashes that were major and notable enough to make national news. One teen in Colorado died Sunday when the teen driver of a car he was in crashed into the side of a mobile home. Three died in Indiana when the drivers, in two trucks, ran stop signs and collided head-on. A 15-year-old driver in Maryland died when he was fleeing police in a car. And there are others, many which don’t make the news. Crashes that don’t end in fatalities but left serious damage: traumatic brain injuries, crippling spinal cord issues.
“The numbers are so small and spread out geographically,” said Timothy Hollister, a teen driving safety advocate in Connecticut whose book, “Not So Fast: Parenting Teen Drivers Before They Get Behind The Wheel”, comes out in September. “It’s only when you put the numbers together nationally that people even begin to take notice.”
Driving is the No. 1 killer of teens in this country, accounting for about 25 percent of teen deaths each year. About 3,000 to 5,000 teens die annually in car wrecks, enough to fill the halls of a large high school. Or two.
Recently, the Governor’s Highway Safety Association release preliminary figures for 2012 that show a troubling trend: After 10 years of declining, teen driving deaths are on the rise.
Although teen crashes seem random and unpredictable, they actually often follow a predictable pattern: It’s likely a group of teens heading nowhere in particular, probably late at night, and going fast. Often, they’re not wearing seatbelts.
Researchers have identified the dangerous habits of young drivers, who can’t ever be considered safe behind the wheel because they are simply too novice. There’s a common thread for many fatal crashes: More than one passenger in the car, especially if those passengers are male.
The Passenger Effect
A study released last year by AAA said passengers have a huge impact on fatalities: Fatality rates went up 44 percent with one passenger under 21 years old, doubled with two passengers, and quadruples when carrying three or more passengers who are under 21 years old.
Many graduated drivers license (GDL) laws regulate how many passengers teens can have in the car before they are awarded a full license. Parents who are concerned about their teens behind the wheel want to pay close attention to this rule: Make sure your teens are driving alone mostly, with no more than one passenger. Don’t let them carpool to and from school events. Don’t let them head out for the evening with a bunch of other kids teens in one car. Remember that other passengers are a huge distraction that can turn into a fatal distraction.
Laws regarding passengers in vehicles driven by teens are “the single least enforced and most ignored rule,” Hollister said. “It’s the one piece that could make a difference. That’s parents putting convenience ahead of safety, and not understanding the dangers that every passenger in a teen driver’s car adds an additional risk.”
FedEx Scam
I am not expecting any delivery – especially as Intlxpatr, LOL. Warning, when you receive notices like these, do not click anything, except the SPAM button!
Long Term Care Insurance: Buy it Young
I have a whopping bill to pay, and while I hate to do it, it is necessary. Women in my family live a long time. People in America are living longer. While retirement funds can look generous at the time you retire, health care costs and late-life care can eat those funds down to nothing . . . and then what?
It’s not like the old days. There was a time when we didn’t live so long, and women didn’t work. Who, these days, has time to stay home and care for the ailing elderly? Because we live longer, by the time we become ailing-elderly, our children are borderline elderly themselves, unable to do the heavy lifting that comes with helping the elderly do even the smallest of everyday tasks, bathing, grooming, eating, dressing – it takes strength.
I found this article on AOL’s Daily Finance page.
Long-Term Care Insurance Should Be Part of Your Financial Plan
by Michele Lerner, Mar 12th 2013 5:00AM
In the world of insurance products, long-term care insurance is a relative newcomer. It was introduced in the late 1970s, but in recent years, it has become a much more important element of retirement planning thanks to twin rises in health care costs and longevity. (Life expectancy in 1930 was just 59.7; in 2010 life expectancy for Americans was 78.7.)
Many people associate long-term care insurance with nursing homes, but it also pays for in-home care and assisted living facilities. According to the American Association for Long-Term Care Insurance, 50 percent of long-term care insurance benefits in 2011 went to pay for in-home care, 31 percent for nursing home care, and 19 percent for an assisted living facility.
How Long-Term Care Insurance Works
Each long-term care insurance policy is slightly different, but most benefits kick in based on a similar definition of “disability”: either you have severe cognitive impairment or you need help with at least two daily living activities. These activities include bathing, dressing, eating or using the bathroom.
In other words, you don’t just automatically receive the benefits when you think you could use some help or when you move into a retirement community. Policies are typically purchased with fixed daily benefits for a fixed period of time such as three years or five years.
Can You Cover These Costs Without It?
On an hourly, daily and monthly basis, the cost of the kinds of services covered by long-term care insurance really add up.
A 2012 MetLife Survey of Long-term Care Costs found:
The national average monthly base rate in an assisted living community cost $3,550 in 2012.
The national average daily rate for a private room in a nursing home cost $248; a semi-private room ran $222 per day.
The national average daily rate for adult day services was $70.
The national average for hourly rates for home health aides was $21.
While many people recognize the value of having insurance coverage to help pay for their care when they age, not everyone purchases it.
A 2012 Generational Research project by Financial Finesse showed that just 10 percent of people age 45 to 54 have purchased long-term care insurance, and only 16 percent of people age 55 to 64 have it.
Why are people forgoing coverage? It comes down to cost, according to the AARP.
How Much Does Coverage Cost?
Long-term care insurance can vary widely depending on your age at the time of purchase, the length and amount of coverage, and policy characteristics including whether your benefits are adjusted for inflation and the length of any waiting period before benefits are paid, among other things.
According to the American Association for Long-Term Care Insurance, the average annual premium for long-term care insurance in 2012 for a policy for a 50-year old with a daily benefit of $200 for three years of coverage and a 3 percent automatic compound inflation coverage was $2,235. Your policy can’t be cancelled (except for non-payment) and premiums for long-term care insurance cannot be increased on an individual basis for your age or health reasons. Still, insurance companies can raise the premiums for an entire class of policyholders (such as everyone age 75 and older).
Obviously, the older you are when you purchase long-term care insurance, the more expensive the policy and the higher the likelihood that you will be turned down for the coverage. Underwriters look at your health records as well as mortality risk to determine your eligibility for coverage.
Some companies give you a discount if you’re married because they assume spouses are likely to take care of each other longer before resorting to a nursing home.
Four Reasons You Need Long-Term Care Insurance
So how do you know if you need this kind of insurance? If you have more limited retirement savings, long-term care insurance should probably be part of your financial plan. And even if you have $2 million or $3 million in the bank for your retirement and future health care needs, don’t dismiss these policies before you examine the benefits more closely. Consider, for example:
How much longer we’re living these days. The longer you live, the higher your chances of needing some type of long-term care, either in your home, in a nursing home or in an assisted living facility.
Rising health care costs. AARP says that health care costs have historically outpaced the overall rate of inflation. If you need to live in a nursing home for more than a year or two, you could need $250,000 or more to pay for it.
How far your retirement investments will really take you. Your 401(k) may look good when you retire at 65, but if you need to pay for assisted living or even a home health aide the income generated by your retirement investments could get eaten away very quickly. If one spouse needs to live in a nursing home but the other can stay at home, you’ll need enough savings to cover two separate living expenses.
Your family’s emotional and financial health. Even wealthy families often choose to purchase long-term care insurance because the policy can make decisions about how to care for loved ones easier by giving them more options. Instead of draining their inheritance, your family members can use insurance benefits to pay for home health care or to cover some of the expense of a more costly nursing home.
Financial experts suggest purchasing long-term care insurance between age 55 and 64, but remember that the younger you are when you buy it, the lower your premiums will be. If you or your parents are 50 or 55, it’s time to discuss your options with an insurance agent.
A Thorny Sermon: The Prodigal Son
From today’s Lectionary reading, the Gospel:
GOSPEL: Luke 15: 1 – 3, 11b – 32 (RCL)
Luke 15: 1 – 3, 11 – 32 (Roman Catholic)
Luke 15:1 (NRSV) Now all the tax collectors and sinners were coming near to listen to him. 2 And the Phar’isees and the scribes were grumbling and saying, “This fellow welcomes sinners and eats with them.”
3 So he told them this parable:
11 Then Jesus said, “There was a man who had two sons. 12 The younger of them said to his father, “Father, give me the share of the property that will belong to me.’ So he divided his property between them. 13 A few days later the younger son gathered all he had and traveled to a distant country, and there he squandered his property in dissolute living.
14 When he had spent everything, a severe famine took place throughout that country, and he began to be in need. 15 So he went and hired himself out to one of the citizens of that country, who sent him to his fields to feed the pigs. 16 He would gladly have filled himself with the pods that the pigs were eating; and no one gave him anything.
17 But when he came to himself he said, “How many of my father’s hired hands have bread enough and to spare, but here I am dying of hunger! 18 I will get up and go to my father, and I will say to him, “Father, I have sinned against heaven and before you; 19 I am no longer worthy to be called your son; treat me like one of your hired hands.” ‘
20 So he set off and went to his father. But while he was still far off, his father saw him and was filled with compassion; he ran and put his arms around him and kissed him. 21 Then the son said to him, “Father, I have sinned against heaven and before you; I am no longer worthy to be called your son.’ 22 But the father said to his slaves, “Quickly, bring out a robe–the best one–and put it on him; put a ring on his finger and sandals on his feet. 23 And get the fatted calf and kill it, and let us eat and celebrate; 24 for this son of mine was dead and is alive again; he was lost and is found!’ And they began to celebrate.
25 “Now his elder son was in the field; and when he came and approached the house, he heard music and dancing. 26 He called one of the slaves and asked what was going on. 27 He replied, “Your brother has come, and your father has killed the fatted calf, because he has got him back safe and sound.’
28 Then he became angry and refused to go in. His father came out and began to plead with him. 29 But he answered his father, “Listen! For all these years I have been working like a slave for you, and I have never disobeyed your command; yet you have never given me even a young goat so that I might celebrate with my friends. 30 But when this son of yours came back, who has devoured your property with prostitutes, you killed the fatted calf for him!’
31 Then the father said to him, “Son, you are always with me, and all that is mine is yours. 32 But we had to celebrate and rejoice, because this brother of yours was dead and has come to life; he was lost and has been found.'”
Sometimes people will leave off the part about the elder son, and just concentrate on the return of the younger son, focusing on the father watching always, hoping for the return of the younger son, ready to forgive and welcome before the words can even get out of the younger son’s mouth.
It is wonderful, and reassuring, for those of us sinners.
Many, however – including me – can also identify with the oldest son who says “I’ve always done everything right and you’ve NEVER given me a tiny goat, much less a fatted calf, and you’re throwing this party for the son who blew his entire fortune on louche living???”
It doesn’t seem fair, does it? Isn’t that really the point of the story, that we can’t behave our way into heaven, it is sheer grace, the love of the heavenly creator, that allows us in? It’s not an easy concept to wrap my mind around, so today I struggle to take it in, and I give thanks for Father Neil who tackles the hard questions and doesn’t just sweep them under the carpet because they are inconvenient. (The sermon isn’t up yet, but when it is available, you will find it here)
CDC Issues Warning on New Virus
Initial reports of this deadly virus came out a short time ago, and now the Center for Disease Control has issued a warning:
Deadly New Virus Warning Issued By CDC After Novel Coronavirus Causes 8 Deaths
The Huffington Post | By Dominique Mosbergen
Posted: 03/08/2013 2:58 pm EST | Updated: 03/08/2013 5:35 pm EST
In a cautionary report on Thursday, the Centers for Disease Control and Prevention (CDC) warned of a deadly new virus that has sickened more than a dozen people and killed eight in the Arabian peninsula and the U.K. so far.
No cases of the new virus — a coronavirus that experts say had previously never been seen in humans — have been reported in the United States. Still, the CDC has advised anyone visiting countries in or near the Arabian peninsula, including Iraq, Israel, Saudi Arabia and the United Arab Emirates, to see a doctor if a fever or symptoms of a lower respiratory illness develop within 10 days of their travels.
As Reuters points out, the new virus is “part of the same family of viruses as the common cold and the deadly outbreak of Severe Acute Respiratory Syndrome (SARS) that first emerged in Asia in 2003.”
Since April last year, a total of 14 people were confirmed to have been infected by the new coronavirus. Nine of them were infected in either Saudi Arabia, Qatar or Jordan; three people in the U.K. have also been infected.
“In the U.K., an infected man likely spread the virus to two family members. He had recently traveled to Pakistan and Saudi Arabia and got sick before returning to the U.K.,” according to a CDC release on the virus. The man’s son, one of the family members who was infected, died last month.
Child Marriage Increases Due to Financial Crisis
I have mixed feelings about child marriage. On one hand, girls are so immature in their teen years, and their bodies are not fully formed for child bearing. On the other hand, they are physically mature, and the hormones are raging.
A good friend married off her daughter at fifteen. She was actually “married” by contract at fourteen, but the families waited for the official marriage until she was fifteen. I was heartsick, but the girl herself was delighted. She liked the man she was marrying. She had no fears, no concerns. She started having babies – and she continued going to school, through university. I know it can work; I have seen it.
On the other hand, selling off a thirteen year old to a man she has never met, especially an OLD man, fills me with disgust. It’s a whole different situation.
Neither is it such a good thing, in our own culture, to have fourteen year old girls raising their babies with no husband around to be a father to the child. We all have some problems to face working out mating.
This is an excerpt from an article I found on Huffpost for International Women’s Day. You can read the whole article here.
Child Marriage On Rise As Global Crises Increase, New Study Says
Jessica Prois
Jessica.Prois@huffingtonpost.com
Half of all girls living in the world’s 51 least-developed countries have been married before the age of 18, according to the U.N. The World Vision study, released to coincide with International Women’s Day on March 8, found that such marriages are on the rise due to an increase in global poverty and crises. Researchers highlighted that parents living in areas prone to political instability or natural disasters are more likely to marry off their daughters at a young age, largely due to fear from these crises. Children living in these areas, such as South Sudan or Somalia, are also more likely to be forced into child marriage, the study said.
Erica Hall, Child Rights Policy director at World Vision, explained that the root causes of child marriage — poverty and gender inequality — are being exacerbated.
“Worldwide, there are increases in security issues and increases in natural disasters linked to global warming,” Hall said. She cited the recent humanitarian crisis in the Sahel region of North Africa and Somalia due to drought and political unrest as an example in which many girls often quit school and are sent to work as domestic workers or are married, to reduce the burden on their families.
For Bangladeshi families such as Humaiya’s, drought and lack of food are the primary reasons to discharge a young girl from her home. One of the most unjust impacts of this is education inequality. World Vision’s research in Bangaldesh revealed that girls who were unable to attend school due to disruptions from natural disasters were more likely to marry early.
Humaiya speaks out about child rights issues such as early marriage and became an advocate through World Vision, which introduced Humaiya to HuffPost. She said she knows that her ongoing education in Bangladesh is rare. Some 66 percent of girls in Bangladesh are married before age 18, according to World Vision. Humaiya works to educate her peers in her village and speaks to government leaders, asking them to do more to stem child marriage and provide greater education opportunities.
But Humaiya told The Huffington Post that she has seen many of her friends married off, and described how disconnected she feels from the girls she has been friends with for five or more years.
“Now they are good cooks,” she said. “They are like my mother, even though we are the same age. I don’t know how to manage a family, but they know.”
She explained that her mother was 16 when she was forced to get married, and lost a son by the time she was 18 years old.
In Bangladesh, the law is that girls can’t marry until they’re 18 and boys can’t marry until they’re 21. But the rules are not implemented, Hall said.
“The law is not the problem,” she pointed out. “You have to have political will to do that and capacity and understanding among law enforcement. The goal is to get governments to enforce these things, and — this is such an NGO word — but it has to be a holistic approach.”
Hall pointed out that requiring marriage registration and working on a grassroots community level is key to creating systemic change. She cited examples such as the Grandmother’s Project in southern Senegal, a nonprofit partner of World Vision that focuses on reducing early marriage, female genital mutilation and early pregnancy by creating an intergenerational dialogue about how to shift the gender-role paradigm.
“That’s been successful — you know how grandmothers are — in getting an idea like that across that it doesn’t have to be part of the tradition,” Hall said.
World Vision also works with religious leaders to address the practice of child marriage.
“There is a strong foundation in religion that children should be protected and they don’t want girls dying in childbirth and these leaders say, ‘This is a tenet of our faith and this is why we are going to start speaking out against it,'” Hall explained.
The issue of child marriage has gained momentum outside of the NGO world as well. Former Secretary of State Hillary Clinton announced last October a public-private initiative that focuses on ending child marriage by increasing education opportunities, providing training among officials and tracking every country’s legal minimum age of marriage — in particular in Humaiya’s home country of Bangladesh.







