Cox Customer Service
On my recent Cox bill, in tiny print, I found the following:
Attention: Beginning (date) the price for the Cox Service Assurance Plan will increase to $5.95 per month plus franchise fees and taxes. The Cos Service Assurance Plan offers you protection for some of the inside wiring connection of you Cox services including Cox TV, Cox Advanced TV, Cox High Speed Internet, Cox Home Networking and Cox Digital Telephone. For more details on how the Service Assurance Plan protects your Cox services please call a Cox Customer Care Representative at (phone number).
My question . . . When you subscribe to a service, and pay a monthly rental on the equipment they provide to provide their service, doesn’t that SERVICE cover fixing things that go wrong with their equipment??? I should have to pay $5.95 a month MORE to ‘assure’ SERVICE???
Show Me the Money
Two themes came together, early this Sunday morning in Pensacola, first, as Father Harry spoke to us at Christ Church this morning on stewardship, and giving generously, and then later, as I was reading my Sunday Pensacola News Journal, an article on our elected officials, and their finances, their net worth and where their money is coming from.
Father Harry spoke about the rich man, at whose gate Lazarus begs, covered with sores, and then, at death, how the rich man asks God to send Lazarus to wet his lips, as he burns in the eternal hellfires, and Lazarus sits with God. He also asks God to send Lazarus to warn his rich family members that their choices, their lack of generosity, will have consequences, but God says (I paraphrase here) that Moses already told them, and earlier prophets, and that if the rich didn’t listen to them, they are not going to listen to Lazarus.
To me, it seems a given, that if you are blessed with plenty, then you have an obligation to help those who struggle. It isn’t necessarily money, it can be food, it can be time, it can be expertise, or – in my case – it can even be fabric. 🙂 We learn it in pre-school and kindergarten, don’t we? Share what you have, and everyone gets along.
It totally boggles my mind that many of our good friends, government and military people, have excellent health care under a highly socialized system – that’s what the military health care system is all about, we all have access to the same treatment. Many of the people who have access to medical treatment become rabid about supporting health care for those who don’t. Part of it seems to be “I earned it, and those lazy bums expect it for nothing.”
Most of my life, I’ve worked with ‘those lazy bums’ and have grown to have a lot of understanding and compassion for the circumstances that can make an entire family bone poor. Sometimes, it is poor choices – but how do people learn to make better choices without help? How do people aspire to more when they think that the ‘more’ is inaccessible to them?
The face of our nation changed after World War II when many more Americans gained access to higher education as a veteran’s benefit; prior to the GI Bill, higher education was only available to those comfortable people who could afford it.
Also in today’s Pensacola News Journal is an article about Study: Educating Women Saves Millions of Children which is an Associated Press Story about a study published this month in Lancet. “Educated women tend to use health services more and often make better choices on hygiene, nutrition and parenting,” the study (funded by the Bill and Melinda Gates Foundation) concludes.
And last, in the Pensacola News Journal, is an article that makes my heart sing, that makes me proud to live in a democracy, the article about how much our elected officials are worth, and where there money is coming from. I love it that we hold our leaders accountable, and that their wealth is (theoretically) transparent to us.
I’m a great advocate of wealth. I admire people who create wealth, who invest, who work hard for their money. The best of these people, and I mentioned Bill and Melinda Gates (above) for a reason, give back generously. Many people don’t start out rich, they start from little or nothing and build slowly slowly until they have reached a comfortable level. Sometimes, even in hard times, if you have built a strong foundation, that money just keeps multiplying, especially if it is invested with some diversity.
“It’s called the law of the harvest,” my Mormon friends told me when we were discussing how what you give comes back to you multiplied. It was so graphic, I’ve never forgotten it. There is nothing wrong with money. Money is just another tool, like a computer, or a hammer. It’s what you do with your money (tool) that makes the difference. Money is kind of like a seed, you plant and you harvest, but it is also like fertilizer – you spread it around, and amazing things happen.
Having money is a blessing, and giving it away is even more of a blessing. When you give, good things come back to you, multiplied. It’s the Law of the Harvest.
Guide to Giving to Beggers
I don’t see so many beggers in Pensacola, but I do see a lot of men sleeping rough; the warm temperate climate here attracts a lot of homeless. The churches provide hot breakfasts, sometimes, and there is a homeless shelter and long term transition facility downtown. Giving to beggers was a much bigger issue in Qatar and Kuwait, where the begging woman with the baby in the souks or the guy with the plastic bag full of urine and blood would accost me, and I always had half a feeling I was being scammed.
Today’s reading in Forward Day by Day puts it all in perspective:
THURSDAY, September 23
Luke 4:14-30. The Spirit of the Lord is upon me, because he has anointed me to bring good news to the poor.
Snow fell on me as I waited for a cab. A rumpled homeless man in a stocking cap and fingerless gloves asked me for money.
I like to know that anyone I give money to is worthy (which usually means working or actively looking for work) and I don’t want him spending the money on alcohol or drugs. So I donate through a church or community organization. Pastors usually encourage that kind of giving.
I gave the man twenty dollars because I’d just been to the ATM and had nothing smaller. He stared at me for a moment and stammered, “Ma’am? You meant to give me a dollar, didn’t you?” When I said no, he put his head back and began to yell, “Thaaaank you, Jesus!” over and over. He went to a nearby coffee shop and came out with a huge cookie and a cup of coffee, still singing out, “Thaaaank you, Jesus!”
What if a beggar misuses my money? That isn’t my business. Giving to a beggar is between me and God; what he does with the money is between the beggar and God. (2004)
Thank you, Jesus. 🙂
7 Million Pounds
Many thanks to my Kuwaiti friend for sending this; if this is true, it is hilarious, and a wonderful story of the ingenuity of the human spirit:
Outside England ‘s Bristol Zoo there is a parking lot for 150 cars and 8 buses. For 25 years, its parking fees were managed by a very pleasant attendant. The fees were for cars (ÂŁ1.40), for buses (about ÂŁ7.00)..
Then, one day, after 25 solid years of never missing a day of work, he just didn’t show up; so the zoo management called the city council and asked it to send them another parking agent.
The council did some research and replied that the parking lot was the zoo’s own responsibility. The zoo advised the council that the attendant was a city employee. The city council responded that the lot attendant had never been on the city payroll.
Meanwhile, sitting in his villa somewhere on the coast of Spain or France or Italy is a man who’d apparently had a ticket machine installed completely on his own and then had simply begun to show up every day, commencing to collect and keep the parking fees, estimated at about ÂŁ560 per day — for 25 years.
Assuming 7 days a week, this amounts to just over ÂŁ7 million pounds……. and no one even knows his name.
Five Theories on Why the Housing Market is Still Falling
This is from AOL News Opinion Round-Up and not one of them mentions my favorite theory, which is – the big huge bulge of baby boomers is now retiring and downsizing, there is a glut of housing on the market because there is not the same market for houses that existed when this big bulge of population was mating and bearing children. I think the ‘problem’ is greatly a natural phenomena related to the demographics. Experts disagree. 🙂
Why Is the Housing Market Plummeting? 5 Theories
Max Fisher
The Atlantic Wire
(Aug. 24) — Sales of existing homes dropped 27.2 percent in July, accelerating the recent decline in the already frail housing market. This brings the number of existing houses sold to an annual rate of only 3.83 million units, the lowest figure since 1999. The number of single-family home sales hit its lowest level since 1995. Some economists even fear that this signals the end of housing as an investment. How bad is this and what does it mean?
The Role of Expiring Tax Credits: Dow Jones Newswires’ Meena Thiruvengadam and Sarah Lynch explain, “The steep decline in sales in July reflects both a souring in the U.S. economic recovery and the expiration of a government tax credit program that has been supporting the housing market for more than a year. The tax credits offered certain buyers up to $8,000 to sign a contract by April 30. Deals originally needed to close by June 30, but lawmakers pushed that deadline to Sept. 30. Still, the tax credit’s expiration drove pending home sales down 30 percent in May and caused a double-digit dive in mortgage application volumes even as interest rates hovered near their lowest levels in generations. July’s existing home sales data reflects the May plunge in pending sales, which typically become existing sales within a couple of months.”
Tax Credits Caused ‘Collapse’: The Atlantic’s Megan McArdle writes of the homebuyer tax credits, “This housing collapse is the aftermath of that mania. The depth of the collapse suggests that in fact, the housing tax credit was not generating new demand as much as moving demand forward a few months. That means that we’re going to have to work out the aftermath in months of low home sales. … This only reinforces my belief that housing is no longer a good way to generate wealth. The government can’t fix this market, which needs to find a new, lower level. It can only very temporarily distort it.”
Market Fears Double-Dip Housing Recession: The Los Angeles Times’ Alejandro Lazo reports, “The big drop, which was worse than what many analysts had expected, sent stock markets tumbling Tuesday morning as investors feared a double dip in housing. The blue-chip Dow Jones industrial average fell more than 1%, as did the S&P 500, a broader measure of stocks. … The July plunge was the third consecutive monthly decline following the April 30 expiration of the tax credit, which offered up to $8,000 for certain buyers.”
Ballooning Supply Worsens Problem: The Atlantic’s Daniel Indiviglio explains, “This is the second highest inventory in a year. The number of months it would take to sell the current supply of homes also swelled in July to 12.5, which was a huge jump compared to June’s rate of 8.9. It’s also nearly double November’s rate of 6.5. Given the low rate of sales this summer and consistently high foreclosure rate, inventory will likely continue to grow. This is a really, really bad report. The awfulness of July’s sales were a little exaggerated due to all of the demand having been pulled forward form the buyer credit. But it’s unclear how many months of demand were captured early by the credit, so it’s hard to know when its effect will wear off.”
Entire Housing Market Is Stalled: Reuters’ Felix Salmon warns this report “means that despite record-low mortgage rates, people aren’t able to buy houses: essentially all the benefit from those low rates is going to people who already own their homes and are taking the opportunity to refinance. The news also means that there’s a big gap between buyers and sellers: the market isn’t clearing. Sellers are convinced that their homes are worth lots of money, or will rise in price if they just hold out a bit longer; buyers are happily renting, waiting for prices to come down. And entrepreneurial types, whom one would expect to arbitrage the two by buying houses with super-cheap mortgages and renting them out at a profit, don’t seem to have found those opportunities yet. Houses are rarely a liquid asset; they were, briefly, during the housing boom, but now they’re more illiquid than ever.”
The Camel Bookmobile by Masha Hamilton
It took me a while to get into this book, because it is, in my opinion, badly written. The characters are thin, the story is thin, and yet . . . it is a book I will never forget.
Masha Hamilton writes of a girl with a dream of going to a faraway place; she writes a grant proposal for a Camel Bookmobile, to take books from a remote library in Garissa, Kenya, out to nomadic groups in even more remote locations. As it turns out, the book features a device I like very much – a discussion of what is knowledge, what is learning, what happens when cultures clash and how in every interaction, there is something left that changes those interacting.
As Fiona (“Just call me Fi”) McSweeny follows her dream, there are her actions, how she sees her actions, how her actions are seen from an alternate culture, and how Fi feels she may be missing something in the interaction.
Anyone who has tried to finesse their way living in an alien environment knows that feeling, and the disasters you can bring on with only good intentions. Words, tone of voice, body language – all can be interpreted in ways you never dreamed, blinded by the wisdom of your own culture.
The star of the book is the Kenyan desert. While we do get to know the characters in the small arid desert village of Mididima, it is the way of life that Hamilton captures and which captivates us. The traditional ways are already passing, and the village elders are fighting a losing battle, trying to maintain their old ways. At the same time, there is a lot of wisdom to be learned and stored before the old ways pass, if there is anyone to document, to capture the details.
How can a book be both badly written, so badly written that you are constantly aware of it, and so breathtakingly vivid, so unforgettable?
There is a real Camel Bookmobile, started in 1996, and after visiting, Hamilton began a Camel Book Drive which garnered over 7000 books for the nomadic library. You can visit the website and learn where to donate books for other schools in the Garissa area by clicking here.
God Loves a Cheerful Giver
“So let each one give as he purposes in his heart, not grudgingly or of necessity; for God loves a cheerful giver” (2 Corinthians 9:7)
I’ve always thought of this verse as the secret to a wealthy life. Whatever you give, with open hands and open hearts, comes back to you multiplied. When you give cheerfully, gladly, you see the riches in your life, and you have the gift of a grateful heart.
Warren Buffett and Bill Gates know that money doesn’t buy happiness – but giving it away does. 🙂
From AOL Business Roundup
Billionaires To Donate Fortunes: The Sage of Omaha, Warren Buffett, said Wednesday he and 39 other of America’s wealthiest people have agreed to donate a bulk of their wealth to charity either during their lifetimes or upon their deaths. As DailyFinance’s Carrie Coolidge reports, the initiative, known as Giving Pledge, is a moral commitment to give, not a legal contract. “At its core, the Giving Pledge is about asking wealthy families to have important conversations about their wealth and how it will be used,” says Buffett, chairman and CEO of Berkshire Hathaway (BRK.A).
See full article from DailyFinance: http://srph.it/dxRFZx
Queen Elizabeth’s Foundation Winner!
In today’s mail:
Dear Winner
Congratulations The Queen Elizabeth’s Foundation has awarded you cash
Grant/Donation of ÂŁ500,000.00.GBP send us your
Names…Country….Address….Tel….Age…Occupation.
To file for your claim, you are to contact:-
The Executive Secretary:
Mr Sam Peterson
Email: sampeterson1011@aim.com
LOL, they haven’t asked my banking information – yet!
Zeitoun by Dave Eggers
Do you remember being in university, and how when it came time to buy textbooks, the new ones were really, really expensive, and sometimes you couldn’t find it used and you just had to bite the bullet? Especially in political science and international relations, it didn’t take me long to figure out that many of the authors had one little idea, and they stretched it, kneaded it, elaborated upon it, made each different iteration a new chapter – but essentially, they took this one little idea, stretched it into a book and charged $30-$40 bucks for what might have made a good essay in Foreign Affairs or the New Yorker.
I often felt so cheated. I often find that when I look at the New York Times list of Best selling Non Fiction, most of the books look just like that.
When I bought Zeitoun, that day I just needed an escape, I didn’t know it was non-fiction. I had seen Zeitoun mentioned, even advertised in my very favorite magazine, The New Yorker. I fell in love with The New Yorker when I was a kid, even though I didn’t understand half of the comics, I thought they were hilarious. I still do. 🙂 When my New Yorker arrives, I read it cover to cover, and I often order books reviewed or recommended there.
I started Zeitoun shortly after watching the HBO series Treme´ about life just after Hurricane Katrina, so this book was timely and relevant. Zeitoun, a Syrian immigrant to the US whose wife is a Moslem convert, has a thriving painting and contracting business. When Katrina threatens, his wife and kids leave town, but he stays to watch over his multiple properties and businesses.
He survives the hurricane, and actually finds the change of pace enjoyable. He has a canoe he bought at a yard sale, and he rows around the neighborhood feeding dogs locked inside his neighbors houses, checking on his friends, rescuing stranded people or notifying rescue services where people need their help – he has a feeling he is exactly where he is meant to be, that he stayed on in New Orleans as part of God’s purpose for his life. He feels valuable and useful.
Then, one day, as he is checking on one of his rental properties, he is arrested, along with three friends, in the one house they know has water for showers and a working land line, which they all use to call their families. It is Zeitoun’s property. They are arrested by the National Guard.
One of Zeitoun’s friends, Nassar, has ten thousand dollars with him. Any of us who are expats can laugh – every expat has his cache of emergency escape money. Nassar, on hearing the hurricane was coming, withdrew his savings from the bank so it would be safe. The National Guard arrests them and takes all their money, wallets, identification and sends them off to jail, and in the chaos of post-Katrina New Orleans/ Louisiana bureaucracy, there is no paperwork and their families have no idea where they are.
Nassar and Zeitoun come into the worst of it, because they have Arab names, because of the large amount of cash Nassar has, and Homeland Security advisory that terrorist organizations could try to take advantage of the post-disaster confusion. It is seriously Kafka-esque; they are good men who are just in the wrong place at the wrong time with the wrong last names. Most of the meals served in the prison contain ham or bacon or pork. The system just stops working, and they never even get to telephone people who could clear their names and get them out.
I couldn’t stop reading. Eggers captures the sensual aftermath, the sewage, the foul water, the stink of rotting food and rotting bodies, and the bureaucratic nightmare of trying to prove you are innocent when you don’t even know the charges against you, and people are being picked up on mere suspicions.
While Zeitoun is eventually released from prison, and his construction and painting business flourishes, his family is not left untouched by the post-traumatic stresses the events surrounding Katrina. Every life resounds with the impact of Katrina and the damage inflicted on New Orleans. His friend Nassar never got his ten thousand dollars back.
I love books about people who come to America, create a business, and make a go of it. Zeitoun is one of the best – he isn’t afraid of hard work, and he loves his life and family. His story is well worth a read.
Zeitoun is available from Amazon.com for a mere $10.85 plus shipping, and while I own stock in Amazon, I don’t get any kind of payment for mentioning them in reviews. 🙂
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Early Voting in Florida
