I am an internet fraudsters and a terrorist (suicide bomber)???
Holy Smokes! The head of the FBI writing to me! Accusing me of internet fraud and terrorism (suicide bomber)! All I have to do is wire my service fee to Cletus in Nigeria and all will be well and my record will be cleared. Only $98.00, such a small, reasonable fee to prevent all this mayhem. (LOOOLLL!)
Scammers: Grammar! Usage! Craftsmanship! You can do so much better than this!
Anti-Terrorist and Monetary Crimes Division
Federal Bureau of Investigation
FBI Headquarters in Washington, D.C.
J. Edgar Hoover Building,
935 Pennsylvania Avenue, NW Washington, D.C. 20535-0001
Attention: Beneficiary
This is the final warning you will receive from me. This notice has been sent to
you several times but you ignored it.
I have warned you so many times and you decided to ignore my e-mails because you
believe we have not been instructed to get you arrested, if you fail comply this
time around, then we will first of all send a letter to the MAYOR of the city
where you reside and also instruct the bank to close your account until you
comply with our directives. Note that all your properties will be confiscated by
the Federal Bureau of Investigation. We would also send a letter to the
company/organization where you work and instruct them to issue you a “SACK
LETTER” because a suspect is not supposed to be working for the government or
any private organization.
From our investigations, we discovered that you were the person that forwarded
your identification to internet fraudsters in Nigeria and other countries when
they had a deal with you in regards to the transfer of some illegal funds into
your bank account which is valued at the sum of $10,500,000.00 only. Your ID
which we have in our database has been sent to all the crimes agencies in
America for them to upload you in their website as an internet fraudsters and a
terrorist (suicide bomber). I will also warn people to stop having any dealing
or friendly communication with you anymore. This would have been solved all this
while if you have gotten the NECESSARY TRANSFER DOCUMENT ENDORSED AND SEALED
legally.
I, ROBERT S. MUELLER III, Director of the Federal Bureau of Investigation (FBI)
wish to inform you that there is no more time left to waste because you have
been given enough grace, therefore you have been mandated to comply immediately
you read this e-mail if you don’t want to be arrested. As stated earlier, to
have the document endorsed and sealed without any delay, you must adhere to this
directives to avoid you from blaming yourself at last when we must have arrested
and sentenced you to life imprisonment. Note that all your properties will be
seized and bank account will be confiscated too.
However, I have decided to see how I can be of help to you because I will not be
happy to see you end up in jail and all your properties got confiscated because
your information was used to carry out fraudulent transactions. I called the
EFCC NIGERIA and they directed me to a qualified attorney who can help you get
the process done and when I called the atorney he told me that he will go to the
bank and sign the documents on your behalf and put his “SEAL” on those documents
at the sum of $98 service fee and I believe this process is cheaper for you. Be
informed that I pleaded on your behalf to the board of directors of this agency
to give you till 08/20/2013 to make the payment. Bear it in mind that this is
the only way that I can be able to help you at this juncture. But if you fail to
comply, you will find yourself in a severe field of dilemma.
You need to try as much as you can to send the money today because I have been
informed by the ARREST WARRANT ISSUANCE DEPARTMENT that the warrant of arrest
has been prepared against you and once is being signed by me as the FBI
DIRECTOR, then the arrest will be carried out if you fail to send the money
within the given deadline and we shall apply for litigation against you
immediately. Thereafter, you will appear before the ADMINISTRATIVE DISTRICT
COURT OF WASHINGTON D.C for terrorism, money laundering and drug trafficking
charges. I believe you know that it will be a shameful thing to you and your
entire family. Also it will be announced and published in all the local channels
and newspapers that you are wanted by the FBI. Therefore, you are advised to
make the payment for the signing of the documents immediately you read this
e-mail. Be warned, we are monitoring you from our satellite.
You will have to make the payment through western union money transfer with the
below information then Send the payment details to me as stated below.
NAME: UZOUKWU CLETUS
ADDRESS: LAGOS, NIGERIA
TEXT QUESTION: BETTER
ANSWER: BEST
AMOUNT: $98
SENDER’S FULL NAME:
SENDER’S FULL ADDRESS:
DIRECT PHONE NUMBER:
MTCN:
Do not hesitate to make the payment today with the above outlined information so
that the attorney will go to the paying bank and have all the necessary transfer
documents endorsed on your behalf as soon as you send the money. After all this
process is being carried out, then the transfer of your funds valued at
$10,500,000.00 only which should have been transferred to your bank account
before legally will now take place legitimately and hitchlessly.
Note: As you can see below, all the crimes agencies have been contacted on this
regard and we shall trace and arrest you if you disregard or ignore this
instructions. You have been given a grace till 08/20/2013 to make the payment
for the attorney to endorse the necessary transfer documents on your behalf and
put his “SEAL” on it.
Expecting your anticipated co-operation. You can also contact me here.
rssmusa@aol.com
Yours in service,
Robert S. Mueller III
FBI Director
CC: Canadian Police Association
CC: Central Intelligence Agency (CIA)
CC: GENERAL INTELLIGENCE DEPARTMENT (GID)
CC: Asia Pacific Group on Money Laundering (APG)
CC: Egmont Group
CC: FEDERAL BUREAU OF INVESTIGATION (FBI USA)
CC: European Bank for Reconstruction and Development (EBRD)
CC: Financial Action Task Force (FATF)
CC: International Monetary Fund (IMF)
CC: International Organization of Securities Commissions (IOSCO)
CC: International Banking Security Association (IBSA)
CC: International Air Transport Association (IATA)
CC: Institute de Formation Interbancaire (INSIG)
CC: World Customs Organization (WCO)
CC: Inter-American Development Bank (IADB)
CC: Offshore Group of Banking Supervisors (OGBS)
CC: WORLD CENTRAL BANK (WCB)
CC: NIGERIA POLICE FORCE (NPF)
CC: NORTH YORKSHIRE POLICE (UK)
CC: ECONOMIC FINANCIAL CRIME COMMISSION (EFCC)
Sinkholes in Florida
Dont you just love Google? Today I asked Google to find “images sinkholes Florida” hoping I could find some graphic which would show me how often they occur in parts of the state, which is very very long. There it was.
It is not something I ever worried about until the neighborhood we bought a house in near Tampa suddenly had a rash of sinkhole damage and property values plummeted. I was lucky, not only was I not in the “band” of sinkholes, but my house sold very quickly, at the same price we had paid. I breathed a sigh of relief and moved on.
You never know where a sinkhole will suddenly appear, but as the graphic above demonstrates, some places are likelier than others.
Here is an article from today’s AOL Weather News:
ORLANDO, Fla. (AP) – Sections of a building at a resort near Orlando’s theme park district collapsed into a sinkhole late Sunday, forcing the evacuation of 105 guests in the structure and also dozens of visitors staying in two adjacent three-story buildings.
Watch out for those blue zones!
Sinkholes are as much a part of the Florida landscape as palm trees and alligators. Florida has more of them than any state in the nation. Earlier this year, a man near Tampa died when a sinkhole opened up underneath his bedroom.
PHOTOS ON SKYE: Astonishing Sinkholes Around the World
Experts say sinkholes aren’t occurring at a greater rate than usual but that the high-profile nature of recent one in populated areas has drawn attention to them. There also has been a rise in sinkhole claims in Florida, but insurance officials believe some of those claims are questionable. Here are some answers about why sinkholes form and their costs.
WHY ARE THERE SINKHOLES IN FLORIDA?
Florida’s peninsula is made up of porous carbonate rocks such as limestone that store and help move groundwater. Dirt, sand and clay sit on top of the carbonate rock. Over time, these rocks can dissolve from an acid created from oxygen in water, creating a void underneath the limestone roof. When the dirt, clay or sand gets too heavy for the limestone roof, it can collapse and form a sinkhole. Sinkholes are caused naturally but they can be triggered by outside events.
WHAT TRIGGERS SINKHOLES?
Although sinkholes are formed naturally, they can be triggered by heavy rainfall, drought followed by heavy rainfall, tropical storms and human activity. The most common actions by humans that cause sinkholes are heavy pumping of groundwater to spray on oranges and strawberries during freezes to keep them from being damaged, well drilling, excavating, creating landfills, leaking broken water lines and pounding or blasting from construction.
WHERE ARE SINKHOLES MOST COMMON IN FLORIDA?
Three counties in the Tampa region are known as “sinkhole alley.” Two-thirds of thesinkhole damage claims reported to the state Office of Insurance Regulation from 2006 to 2010 came from Hernando, Hillsborough and Pasco counties. Sinkholes are less common in South Florida, home to the state’s two most populous counties – Broward and Miami-Dade.
HOW MANY SINKHOLES OCCUR IN FLORIDA?
The state Office of Insurance Regulation says reported claims from sinkholes have risen in recent years. More than 2,300 claims were reported in Florida in 2006 but that figure jumped to almost 6,700 claims in 2010. There is no geological explanation for the rise and state insurance officials believe many claims are questionable. There must be structural damage to a home for a policyholder to claim a loss from a sinkhole, but insurance officials say claims are often paid without that proof.
HOW MUCH DAMAGE DO SINKHOLES DO?
The state Office of Insurance Regulation says sinkhole claims in Florida cost insurers $1.4 billion from 2006 to 2010.
Worse Than Crack Cocaine? Growing up Poor
From AOL Daily Finance Poverty damages children more than being born to a crack addicted mother. Poverty keeps children from attaining their full potention, and hurts us all as a society as a huge waste of potential resource:
In the 1980s, the crack baby epidemic was hard to ignore. Television show after television show, article after article proclaimed that children born to addicts of the increasingly prevalent “crack” cocaine were all-but-guaranteed to have birth defects, including extremely low IQs and severe emotional problems. This “lost generation,” commentators emphasized, would be incapable of forming relationships or reaching full emotional maturity. They would be, in the words of Washington Post columnist Charles Krauthammer, condemned to “a life of certain suffering, of probable deviance, of permanent inferiority.”
A little over 20 years later, Krauthammer’s predictions have proven almost embarrassingly inaccurate. Last week, the findings of a 24-year-long study of crack babies revealed that parental use of the drug had little or no direct effect on the children. In the process of investigating the babies, however, researchers discovered another environmental problem that did, in fact, lead to problems with depression, anxiety, cognitive functioning, and a host of other issues: poverty.
In 1989, Dr. Hallam Hurt, chair of the neonatology department at Philadelphia’s Albert Einstein Medical Center, began tracking 224 near-term or full-term children who were born to crack addicts. In the ensuing years, her longitudinal study followed the children, finding that, overall, their IQs were about the same as a control group of children of non-addicted mothers. Further, the children in Hurt’s study had comparable outcomes when it came to educational and emotional development.
That having been said, Hurt’s study found that children raised in poverty — regardless of whether or not their mothers were addicted to crack — tended to have lower IQs and lower school readiness than those who weren’t raised in poverty. A big part of the problem, she argues, is environmental: Of the children in her study, “81 percent of the children had seen someone arrested; 74 percent had heard gunshots; 35 percent had seen someone get shot; and 19 percent had seen a dead body outside.” The children themselves acknowledged the effect of these events: “Those children who reported a high exposure to violence were likelier to show signs of depression and anxiety and to have lower self-esteem.”
In other words, while prenatal crack abuse may not have a major effect on children, the societal conditions in crack-ravaged communities most certainly do. As Hurt emphasized, “Given what we learned, we are invested in better understanding the effects of poverty. How can early effects be detected? Which developing systems are affected? And most important, how can findings inform interventions for our children?” Or, to put it another way, now that we understand that poverty is more dangerous for children than crack, what can we do to protect our children from its effects?
In Florida, the worst schools are those serving the poor. Many fell a full grade point in the Florida evaluations and would have fallen further if there were not a law – I am not kidding – that says they can only fall one grade point in a year. We are failing in the two most important areas that can help children pull themselves out of poverty – good health care, and good education.
The Official Worst Drivers in America: Miami
Slate.com has figured out which city has the worst drivers in America: Miami, Fla.
Slate looked at years of data about traffic accidents, automotive fatalities, alcohol-related driving deaths and pedestrian strike rates as indicators of bad driving.
Three out of the five cities with the worst drivers are found in the Sunshine State, with Miami topping the list as the absolute worst. Miami is first in auto fatalities and pedestrian strikes and, according to Slate, first in “obscenity-lace tirades of their fellow driver”. Fellow Floridian cities Hialeah, which comes in at number three, and Tampa at number four also seem to host a populace with a passion for running down pedestrians and fatal car accidents.
Miami shows up on more than just Slate.com’s worst list. The Huffington Post reported that Miami also had the most hit-and-runs in Florida last year, an incredible 35 a day. Transportation for America also ranked the most dangerous cities in America to drive in, with the top four all in Florida. Maybe Floridians should look into buying heavy-duty trucks and steering clear of sidewalks.
From the original report at Slate.com where you can read the entire article:
Adjusting the Allstate rankings for mileage this way has significant effects. Washington, D.C. remains the worst driving city using the insurance claims data, but Philadelphia surges to second worst. Hialeah drops seven places, from fourth to 11th.
Next we consider additional indicators. Car crashes are bad, but some accidents are worse than others. In July 2012, the Centers for Disease Control and Prevention published automobile fatality data for major cities and metropolitan statistical areas from the year 2009. It’s useful for our purposes, but it comes with a couple of caveats. The researchers didn’t publish data for some of the smaller cities on our list. In those cases, we’ll use data from the larger metropolitan area. In addition, three cities (Boston, Newark, N.J., and Providence) had fewer than 20 fatalities, but the precise number is unpublished. We’ll assume that each of these cities had 10 fatalities, so we have a number to enter into the calculations.
Drunk drivers are bad drivers, and some cities have far more of them than others. Not all locales publish reliable data on drunk driving fatalities, so we’ll turn to the Century Council, an association of distillers organized to combat drunk driving. The group published the number of fatalities from alcohol-related car accidents in 2011. The data are, unfortunately, broken down by state rather than city. So, for our purposes, the sins of the state will be visited upon the cities. (New York City has reliable data, so we can use city-specific data in that instance.) We can’t adjust the statewide data for mileage, because our mileage numbers relate only to cities themselves. So DWI fatalities will have to be computed per capita, unadjusted for how many miles residents of a city drive.
Pedestrian strikes are another key metric. For this indicator we turn to the CDC’s WONDER, a searchable database of morbidity and mortality statistics. It’s a priceless epidemiological tool as well as a bottomless source of trivia. The most granular data on pedestrian injuries and deaths is by county.
You might object to the use of pedestrian injuries as a metric of driver incompetence, because some cities have far more pedestrians than others. That’s a fair point, but consider New York City. It is, by far, the most walked city in the United States. Two-thirds of New Yorkers either walk or use public transit to get to work. According to the website WalkScore.com, only 2 percent of New Yorkers live in neighborhoods where cars are necessary. While every pedestrian strike is a tragedy, there are fewer in New York than you might expect. Miami-Dade County, a significantly less walked city, had 20 percent more pedestrian strikes per mile driven between 2006 and 2010 than New York.
. . . . .
And now, America, on to the cities with your worst drivers.
No. 5: Baltimore. Baltimoreans just can’t keep from running into each other. They were outside the top 10 in fatalities, DWI deaths, and pedestrian strikes, but their rate of collision couldn’t keep them out of the top five overall.
No. 4: Tampa, Fla. Tampa doesn’t do any single thing terribly, but it is consistently poor: 18th worst in years between accidents, fifth in traffic fatalities, tied for 11th in DWI fatalities, and 10th in pedestrian strikes. If the city had managed to get outside the bottom half in any individual category, Tampa residents might have avoided this distinction.
No. 3: Hialeah. The drivers of Hialeah get into a middling number of accidents, ranking 11th among the 39 candidates. But when they hit someone, they really mean it. The city finished third for fatalities. They also have a terrifying tendency to hit pedestrians.
No. 2: Philadelphia. Drivers in the city of brotherly love enjoy a good love tap behind the wheel. Second-places finishes in collisions and pedestrian strikes overwhelm their semi-respectable 16th-place ranking in DWI deaths.
No. 1: Miami. And it’s not even close. First in automotive fatalities, first in pedestrian strikes, first in the obscenity-laced tirades of their fellow drivers.
A couple of other noteworthy findings: Californians did reasonably well. Although the Golden State had seven cities among our 39 candidates, only Glendale finished in the top half of the table. Louisiana’s two entries, Baton Rouge and New Orleans, finished 6th and 15th, owing to the state’s terrible record of drunk driving fatalities.
Washington, D.C., the whipping boy of the Allstate rankings, dropped to 16th, owing to low numbers of DWI fatalities. Boston drivers don’t deserve the torment they receive. They have few automotive fatalities and rarely kill people in alcohol-related accidents. It goes to show how flawed opinion polls can be.
You Are Not My Friend
I Have a pet peeve. I may have even ranted about this before, but it makes my blood boil.
From time to time, I will get a call from a person working at a financial institution. Or it may be a message on my machine, saying I need to call them about an account. They start out all collegial and friendly, then they want to give me financial advice.
Excuse me? You “noticed” we have money sitting in X account that could be working harder? Mind your own business! If you are going to take a percentage for rolling my money from X to Y, if you are going to take a fee for this service – then this is not friendly advice. Don’t pretend to be my friend.
AdventureMan laughed out loud once when I told the man to annotate our file NEVER to call with financial advice, that I still have all my marbles and I know what I am doing. Every now and then if he wants to make me laugh, he will fake this high voice and say “I still have all my marbles!” It never fails to crack me up; I don’t get angry often, but when I do, I say the most amazingly hilarious things.
I think what makes me outraged is that I still DO have my marbles, and AdventureMan and I have worked hard to make sound financial decisions. We decided long ago that no one cares about our money the way we do, and that we would make our own decisions. We ask for input – we get answers online, we read reviews and analyses, we ask questions of friends we respect. We make informed decisions. One of the secrets to growing investment money and holding on to it is to choose wisely and to minimize trading.
Most of these calls take advantage of people feeling inadequate when it comes to money management, especially the elderly and lonely. They make it seem like the target has a new and caring friend, a knowledgeable friend, who only wants to help. The new friend builds trust, until the target invests in the recommended product, and then . . . huh – they don’t hear from their new friend again, or not for a long while, when the friend has another idea for their money.
You are not my friend. I don’t want your great new ideas about where I should move my money; I understand that this is your job and that there is something in this for you. What you are talking about is an opportunity – it’s like cotton candy, all puffy and pretty but full of air. I know you wouldn’t be calling me if there were not something in this for you. Don’t call me. You are not my friend.
🙂 And I still have all my marbles 🙂
Yemeni Girl Escapes Child Marriage
This little girl is lucky; she has a sympathetic uncle who protected her when her own mother, twice, tried to sell her into marriage.
She is an amazingly articulate and resourceful little girl. I look forward to seeing the woman she grows into, safe under her uncle’s care. I love it that he convinced one prospective husband that she was not modest enough to be his bride 🙂
In a bone-chilling three minutes, a young girl who evaded child marriage tells the world that she would “rather die,” than be forced to undergo an arranged marriage.
After learning that her parents had plans to marry her off to a wealthy suitor, brave Nada al-Ahdal of Yemen risked her life and fled to the refuge of her uncle. The precocious little girl, who saw how her teenage aunt took her own life after being abused in an arranged marriage, shared in a harrowing translated video the cruelty of the child bride practice.
“I would have had no life, no education. Don’t they have any compassion?,” Nada asks. “I’m better off dead. I’d rather die [than be forced into a marriage].”
According to NOW News, Nada’s uncle, Abdel Salam al-Ahdal, a montage and graphics technician at a TV station, has protected his niece from being married off twice. Nada’s parents first accepted an offer from a wealthy expatriate, but al-Ahdel intervened and told the prospective groom that Nada was not nearly modest enough for him, in order to “scare him off.”
“When I heard about the groom, I panicked,” he told NOW. “Nada was not even 11 years old; she was exactly 10 years and 3 months. I could not allow her to be married off and have her future destroyed.”
When Nada’s mother tried once again to marry off her daughter against her will, Nada — despite threats that she could be killed — fled to her uncle’s once more, and filed a complaint with the police. She’ll now be living with al-Ahdal permanently.
But such forced marriages, like Nada’s, are on the rise across the globe.
According to a World Vision study released in March, more child brides are being led into arranged marriages due to an increase in global poverty and crises. Parents who live in fear of natural disasters, political instability and financial ruin look to arranged marriages as a way to save their struggling families.
Every day, 39,000 girls, younger than 18, will marry, according to the World Health Organization.
“Women have no rights to give an opinion in the family,” Humaiya, a 16-year-old from Bangladesh who managed to escape marriage, told The Huffington Post in March. “My father didn’t listen.”
Nada, whose video on YouTube has already garnered more than 2 million hits, hopes that the world will hear her message loud and clear.
“They have killed our dreams. They have killed everything inside us,” Nada said in the video. “This is no upbringing. This is criminal, simply criminal.”






