Here There and Everywhere

Expat wanderer

Groupon Takes Us on a Dolphin Cruise in Destin

Do you know about Groupons? If you click on the blue type, it will take you to the groupon site for Pensacola, but they have special deals in many cities. You sign up. It’s FREE. You get notices for the cities you sign up for, like I get notices for both Pensacola and Seattle. Every day, Groupon sends you an offer – like for $5 you get $10 worth of food at some restaurant, or for $25 you get $50 worth of entertainment at Waterville (I made that name up) or some discount at a specialty boutique or local spa. I have found them amazingly helpful; many of them are for places we love to go anyway, whether we have a ‘groupon’ or not.

You pay with PayPal or Visa, and then they tell you you can print your groupon. Usually you have to wait a day before you can use it, but that is never a problem for us.

So with houseguests coming, when I saw the Groupon for Dolphin Cruises out of Destin with Olin Marler Charters (a short drive from Pensacola), I bought four Groupons; two adult and two seniors. It was a great discount. Our friends are always ready to do something fun, so we made a day out of it.

Sometimes I am having so much fun I forget to take enough photos, like lunch, but I did get the ice cream break. This was a fabulous dessert, a berry sorbet with whole blueberries, currants, raspberries, etc inside – it was SO good. So GOOD!

We hit the SanDestin Outlet Malls, big mistake, they had hoardes of shoppers and people lining up with numbers to get into some of the most popular shops (shudder!) so we toodled around and got back to the dock in time for the sunset cruise. The boat had a good load, but was not too crowded, and we had perfect, beautiful weather. Here are some photos:

I don’t get cold easily, in fact I am sort of famous for not feeling cold much at all. I always joke and say it’s because I was born in Alaska, and I am an Eskimo, but after three hours out on the Gulf, coming back into port, I got a little cold. Well, actually, I was pretty cold. So cold that when we went to the nearby BBQ place, The Shed, I did not take a single picture. I really was cold! They had really good BBQ and great blues music.

April 10, 2011 Posted by | Adventure, Beauty, ExPat Life, Financial Issues, Florida, Food, Living Conditions, Photos, Sunsets, Travel | 2 Comments

US Highway Deaths Lowest Since 1949

The major reason? 84% US drivers use seat belts. You can read the entire article at AOL News

WASHINGTON — Highway deaths have plummeted to their lowest levels in more than 60 years, helped by more people wearing seat belts, better safety equipment in cars and efforts to curb drunken driving.

The Transportation Department estimated Friday that 32,788 people were killed on U.S. roads in 2010, a decrease of about 3 percent from 2009. It’s the fewest number of deaths since 1949 — during the presidency of Harry Truman — when more than 30,000 people were killed.

The Pacific Northwest region, which includes Washington state, Oregon, Idaho, Montana and Alaska, saw fatalities fall 12 percent. Western states including Arizona, California and Hawaii also posted large declines.

Government officials said the number of deaths was still significant but credited efforts on multiple fronts to make roadways safer.

“Too many of our friends and neighbors are killed in preventable roadway tragedies every day,” said Transportation Secretary Ray LaHood. “We will continue doing everything possible to make cars safer, increase seat belt use, put a stop to drunk driving and distracted driving and encourage drivers to put safety first.”

April 1, 2011 Posted by | Bureaucracy, Cultural, ExPat Life, Financial Issues, Interconnected, Living Conditions, Statistics | 2 Comments

Red Laser

I waited and waited for the Verizon iPhone to come out, and while I waited, I met an app I loved. When we were out buying for the Salvation Army Angel program, one of my friends would read the bar code on a product and instantly, it would show where the product was also available (and how far, in miles) and would also show mail-order prices online. So if we found a bike, it would tell us where it was cheaper, and by how much. Oh! I wanted that app.

So when I got my new phone, it was one of the first apps I downloaded (after amazon.com) and it was FREE!

It is so much fun. You press the Red Laser icon, the program opens. To scan a barcode, you press the lightning bolt at the bottom of the screen, get the bar code within the block shown on your screen, and it does all the rest, seconds later you have all your comparison costs.

Wow. It is a frugal shopper’s delight.

So if you have favorite things, and you are running low, you can scan them in your own home and your phone will tell you where the best prices are. I love this app.

What I can’t figure out is how do they make money on this when they give it to you for free?

March 17, 2011 Posted by | Financial Issues, Shopping, Technical Issue | Leave a comment

Outrageous Mortgage “Servicing”

We have had our most recent mortgage with PHH, thanks to AdventureMan’s hard work, and this morning, my husband is on the phone with their bureaucratic, less-than-helpful customer service agent.

I hate them. I know it is a sin. I hate these practices.

AdventureMan sent them a check with more than enough to pay off the mortgage. When we checked the status online, we still owed a small amount. Then we saw that although the check was clearly marked “principal only,” PHH had applied part of it to another monthly payment, and then the rest to the principal. (Sleaze bag practice to prolong payment periods.)

“You cannot pay off the loan with a personal check,” the customer service representative says.

“You sent the check to the wrong address; that address is for principal only,” she says, and you can tell she is reading off a script.

AdventureMan asks to speak to her supervisor. She says that is not possible.

This is just an outrage. Every day they can postpone the final payment, they get interest from us. When we have sent more than enough money to cover the principal and all the escrow payments, we get this brick wall.

Personal check? They’ve already cashed the personal check! They have the money! This is outrageous!

We had to deal with the company once before, with another mortgage. Their practices are disgusting. God willing, we will never have to deal with them again.

March 10, 2011 Posted by | Bureaucracy, Customer Service, Financial Issues, Moving | 8 Comments

King Abdulla Returns to Saudi Arabia, Announces Benefits

Sometimes, there is little to say, the news says it all. Ghadaffi calling his own Libyans “rats” “cockroaches” “cowards” “traitors”, aging, long term leaders announcing increased benefits for citizens . . . These are interesting times. The winds of change are blowing, and no one can tell where those changes will take us . . .

From todays BBC World News:

Saudi King offers benefits as he returns from treatment

The king was greeted by hundreds of well-wishers on his arrival at Riyadh airport
Continue reading the main story

Saudi Arabia’s King Abdullah has announced increased benefits for his citizens, as he returned after months abroad getting medical treatment.

There will be extra funds for housing, studying abroad and social security, according to state television.

King Abdullah has been away from the country for three months, during which time mass protests have changed the political landscape of the Middle East.

There have been few demonstrations in Saudi Arabia.

You can read more at BBC World News/Middle East

February 23, 2011 Posted by | Adventure, Bureaucracy, Financial Issues, Free Speech, Leadership, Living Conditions, Middle East, News, Political Issues, Saudi Arabia, Social Issues | 2 Comments

Good Night, Kuwait

It’s been a great day in Kuwait.

I needed to go into Fehaheel this morning. Why Fehaheel? I know Fehaheel, and Fehaheel is so much more manageable, to me, than driving downtown to find what I need, and I always have a list. Feheheel is more concentrated, and, if you can find what you need, the prices are often better.

All my secret parking spots are already taken, and it is not even ten o’clock. People! What is going on here?

After circling several times, I found a spot and headed to a shop where there is my kind of guy. He lit up when he saw my camera, and not only did he have the card reader I needed – for less than I would pay in the US – he also had a card with DOUBLE the amount of space on it. Well, I don’t even use all the space on the cards I use, but I appreciated his enthusiasm, and that he keeps up with all the latest advances in photo technology.

So I asked him where he changes his money, and he gave me directions, AND he told me not to take less than 27.700 – 27.750 per dollar, that it holds fairly steady.

As you might have figured out by now, I am a western woman, so the first price I get is often not the same price my Kuwait or Indian friends might get. Armored with the quote my photo-nerd friend gave me, I fought the good fight, when the money-changer would look at me and say 27.500, I knew better! I would just laugh and tell him I am going next door. Finally, when I said that, one guy said OK, OK, 27.900, and I didn’t blink an eye, just changed my money, WOOO HOOOO. I know, I know, it is a primitive response, the hunter-gatherer still present in my lizard-ego, but I love not getting taken.

I found all kinds of wonderful things to take back today, including a Kuwait flag that I can fly on Liberation Day, and when Kuwait friends come to visit. 🙂 I had one when I lived here before, but it was windy, and it blew away!

And here is a final photo for today – today’s sun going down into an Ethel tree. (When I was a kid, there was a gas called Ethel; I think it was special, but I never hear anyone talk about ethel anymore. I can’t imagine Ethel-the-gas and Ethel-the-tree are related.)

February 8, 2011 Posted by | Beauty, ExPat Life, Financial Issues, Kuwait, Living Conditions, Shopping, Sunsets | 10 Comments

Car Rental Fees Update

So here is how my car rental looked:

The ACTUAL charge was like $142 for the week. “Fees” and taxes came to an additional $76.85. It is SO misleading when you are quoted a car rental price and it doesn’t include those charges until the final tally. It’s OK for me, it’s just what I have to do, but I remember being young, and when an extra almost $77 might have been a really bad surprise.

The check-in person asked me how I liked the car – a Ford Focus. I told her I hated it. I know it’s being advertised as ‘better than Toyota’ but it isn’t. It drives like a boat. It is clunky feeling, and it doesn’t get great pick-up. When I first got in, I had to drive those extra narrow, extra fast lanes on Seattle’s crowded I-5 going North, and it was raining and water is swooshing off the tops of trucks (who were passing me) and I just hated the car.

Toyotas are more nimble. Toyotas have better pick-up. You know, I would rather like to buy American, but first the automakers have to show me that they have a car that makes you happy to be driving.

People kid me about my Rav4, that it’s a young people’s car, but you know, I love the way it drives, I love the way it grips the road and goes anywhere, and still remains small enough and nimble enough to park in a tiny little spot. It has a much bigger feel, and is so comfortable. The Ford Focus is just clunky.

BTW, I asked the check in person if it was legal for me to rent a car for a week to get the better rate and then to turn it in early. She just laughed and said “It’s not illegal; it’s SMART!”

January 23, 2011 Posted by | Adventure, Financial Issues, Living Conditions, Marketing, Seattle, Technical Issue, Travel | 2 Comments

. . . And He Doesn’t Even Know My Name . . .

Barrister Peter Williams wants to send me all this money . . . and he doesn’t even know my name???

ATTENTION BENEFICIARY,

WE THE MONEY GRAM URGENT REMMITTING OFFICE HAVE SENT YOUR FULL COMPENSATION PAYMENT OF 900.000.00 USD TO YOU THROUGH MONEY GRAM YOU WILL BE RECEIVING 10.000.00 USD PER DAY. NOW WE HAVE SEND THE FIRST PAYMENT TO YOU. SO CONTACT OUR DIRECTOR Dr.Robert Nnamdi AND ASK HIM TO GIVE YOU THE MONEY GRAM PAYMENT INFORMATION SO THAT YOU CAN BE ABLE TO PICK UP YOUR FUNDS THROUGH MONEY GRAM WITHOUT ANY PROBLEM.

HERE IS THE CONTACT INFORMATION OF MONEY GRAM
DIRECTOR GENERAL…Dr.Robert Nnamdi
EMAIL ADRESS … (money.gram2@globomail.com)
PHONE NUMBER +229-989-178-09

THEN CONTACT HIM WITH YOUR FULL INFORMATION.
YOURE NAME: _____________________
YOURE COUNTRY: ______________________
YOURE PHONE NUMBER: ____________________
YOURE ADDRESS: _____________________________
YOURE CITY: _____________________________________
YOURE AGE: _________________________________________
YOURE SEX: ______________________________________________

CALL OR EMAIL HIM NOW SO THAT HE CAN PROVIDE THE MONEY GRAM INFORMATION TO YOU AS URGENT AS YOU CAN.

THANKS AND GOD
Barr. Peter Williams

January 12, 2011 Posted by | Financial Issues, Scams | 2 Comments

Car Rental Fees

I’m making a short trip, and as a mildly obsessive-compulsive person, I make and double check my reservations.

How can it be that a car rental that is around $25/day for five days can come out to MORE THAN DOUBLE what you could estimate the total cost would be?

Last time, I learned that if I rented the car for a week, and turned it in early, I still got a way better break on price.

I might have to try that this time. Taxes and ‘fees’. Tourist fees. Tire recovery fees. (They are always so surprised I read the rental agreements, LOL) Environmental fees. Fees for picking the car up at the airport. Oh, AAARRGH.

December 30, 2010 Posted by | ExPat Life, Financial Issues, Living Conditions, Rants, Seattle, Travel | 3 Comments

“I Need an Experienced Person Like You. . .”

Ah yes, have I mentioned to you all my experience building hotels? LLLLOOOLLLL!

Dear Friend,

I am Emmanuel Ajegba Esq the attorney to Chief James O. Ibori (former Governor of the Richest Oil Producing State in Nigerian for 8years, i am looking for your cooperation in building a Tourist Hotel or Real Estate in your country with my client funds that is deposited abroad in a Trust Account because i cannot be in charge of the funds myself as the attorney in charge, i have the power as the attorney in charge to make a new heir to the funds with the consent of my client (Chief James O. Ibori).

I am sorry if this is not in line with your profession. My client Chief James O. Ibori was arrested by the Interpol in Dubai for Money Laundering recently.

Please click for your perusal.
http://news.bbc.co.uk/2/hi/africa/8680569.stm

I need an experienced person like you to assist me to set up, develop the project and assume responsibility of ownership as chairman but will be bringing in profit/distribute profit monthly or annually.

I shall give you more information as regards this transaction as soon as i hear from you.

Regards,
Emmanuel Ajegba Esq

December 25, 2010 Posted by | Financial Issues, Humor, Scams | Leave a comment