Here There and Everywhere

Expat wanderer

“My Wicked Uncle Who Is Threatened to Kill Me”

Holy smokes! This one is highly creative . . . a wicked uncle who will kill her if I share this information with anyone. Touche’, you are right, I do get some amazing scam letters.

Dearest One,

Compliment of the season, my name is Chantal Justin YAK am 25 years old Girl from Southern sudan. I want to have a common relationship with you, I need to tell you more things, but first I need your help to Stand for me as a trustee.

My father Dr. Justin YAK Arop was the former Minister for SPLA Affairs and Special Adviser to President Salva Kiir of South Sudan for Decentralization. My father Dr. Justin YAK and my mother including other top Military officers and top government officials where on board with the plane crashed on Friday May 02, 2008. You can read more about the crash through the below site: http://news.bbc.co.uk/2/hi/africa/7380412.stm

Some months after the burial of my parent, my uncle conspired with my step mother and sold my father’s properties to a Chinese Expatriate. On a faithful morning I opened my father’s briefcase and found out some vital documents which my beloved late father used in deposit some Money and GOLDDUST worth 250KG 22/23 carat alluvial Gold Dust deposited in a Finance& Security company in Burkina Faso , with my name as the next of kin beneficiary. I travelled to Burkina Faso to withdraw the money so that I can start a better life and take care of myself.

To the great disapointment when i arrived here in burkina faso, the director of the finance company whom I met in person told me that my present status does not permit me by the local law to clear money or make a transfer of money into an account, he advice me to provide a trustee who will help me to receive the money into an international bank account or I should wait till when I will get married then i can come for the claim with my husband as it was demanded by their Authority..

I have chosen to contact you after my prayers and I believe that you will not betray my trust. But rather take me as your own blood sister and help me. Though you maybe wonderring why I am so soon revealing myself to you without knowing you, well, I will say that my mind convinced me that you are the true person to help me. More so, I will like to disclose much to you if you can help me to relocate to your country because my uncle has threatened to assassinate me if care is not taken. The amount involve is $4.5 Million USD and I have confirmed from the Finance and security here in Burkina Faso.

However, you will help by recommending a nice University in your country so that I can complete my studies. It is my intention to compensate you with 15% of the total money and GOLD for your services and the balance shall be my capital in your establishment As soon as I receive your interest in helping me, I will put things into action immediately. In the light of the above, I shall appreciate an urgent message indicating your ability and willingness to handle this transaction sincerely.

Please do keep this only to your self. I beg you not to disclose it till i come over to your country after the transfer hits your bank account because I am afraid of my wicked uncle who is threatened to kill me. my emil add chantal.yak@blumail.org

Sincerely yours,
Chantal Justin YAK.

May 2, 2011 Posted by | Africa, Financial Issues, Scams | Leave a comment

Too Much Month at the End of the Money

First, let me set it straight – we have enough. We have plenty. We have planned and saved, by the grace of God, we are doing OK.

Second, even after a year of being ‘retired,’ and those of you who know us know that retired and ‘retired’ are not quite the same – even after a year, we have yet to have a normal month.

So when AdventureMan asked how we were doing, I told him fine, but we are watchful. He asked me to explain.

For several years, living the expat life in Qatar and Kuwait, we didn’t pay for our own housing, or utilities, or my husband’s car. There was always, literally, more than enough, and at the end of every month, I wrote a check to savings, even though we were automatically banking savings. It’s not like we stayed home and ate cheese and crackers, as you know from this blog – it’s just we didn’t have a lot of expenses, nor a lot of major purchases, nor a lot of repairs, nor upkeep – all the things that drain a normal monthly income.

So when AdventureMan asked, I told him it was kind of like when we were young; I am having to make sure we maintain a minimum balance in our accounts (this year the banks changed the rules, and if you weren’t paying attention, you could end up paying huge monthly charges, like I found a monthly ‘service’ charge of (are you sitting down?) $25 on one of our checking accounts.

$25! A month! I talked to the bank, they fixed it. But what if I weren’t paying attention? A charge of $25/mo adds up quickly. That’s like . . . robbery!

So now I am trying to pay attention to the rules, trying to keep repairs up, trying to make sure insurance bills are paid (there sure is a lot of insurance to be paid, and Florida is the WORST state for insurance, except maybe California, and I am not talking knowledgeably here, just talking about how it feels to be insuring a house in Florida. Like in Florida, you buy ‘hazard’ insurance – you know, like fire and things like that – from one company, and then flood insurance from a government insurer, and then ‘high wind’, insurance talk for HURRICANE insurance, from yet another – it feels like another kind of robbery), car maintenance, utility bills, oh holy smokes, I’m learning all the rules all over again.

And taxes! As expats, we got a significant exclusion on our income tax, but we no longer meet the residency requirement, so when AdventureMan does a stint overseas, it isn’t the same, now we pay TAXES. Lots of TAXES. oh Aarrgh.

The bright spot in all this is that after all these years of being focused on work goals, AdventureMan has the time to focus on many of these issues, and is taking on insurance, and health insurance, and taxes – all the things I hated the most. God bless him, God bless him mightily! Wooo HOOOO (she dances around the room), I don’t have to do taxes!

We are still trying to save, to keep our reserves high, against some unseen disaster, like $4/gallon gas for example, (LOL!) or hurricanes, or earthquakes (another house is in an earthquake zone) so we agreed on what we thought we could live on per month, and now it is not quite the end of the month. We are not at the end of our money for the month, but it isn’t like the old days, when I am going to be writing a big check to savings. It’s kind of funny, to be paying attention again, and honestly, it’s kind of fun.

April 26, 2011 Posted by | Aging, Cultural, ExPat Life, Family Issues, Financial Issues, Humor, Hurricanes, Kuwait, Living Conditions, Marriage, Moving, Pensacola, Work Related Issues | 5 Comments

Scamese

This was in my newest New Yorker magazine, originally given me by Little Diamond, now I can’t live without my subscription. 🙂 There is the kind of news you get on television, like what they have pictures of, maybe not the most important stuff but visual. Then there is National Public Radio news, and the New York Times, and The New Yorker. The New Yorker also has some of the greatest, funniest covers ever, and great cartoons. This one, as you might imagine, is near and dear to my heart:

April 18, 2011 Posted by | Communication, Cultural, Customer Service, Education, Entertainment, Financial Issues, Free Speech, Health Issues, Humor, Interconnected, News, Political Issues, Social Issues | Leave a comment

The YaYas

I see them everywhere. Small groups of women, usually three or four, sitting in church together, heads together over lunch, power walking down the boulevard, at coffee after their tennis matches. You can see the intimacy, the trust – these are women who have grown together over time. They share their secrets. They prop each other up in the bad times. They laugh over their faux-pas.

No, I don’t envy them, nor do I want to become a part of their group. I know my own YaYas will build, and I will have women I love sharing my life here. Meanwhile, I miss my old YaYa’s.

I’ve been here a year now. The one year point, for me, is usually when things start happening. The real friends come along. I start committing and getting involved in my new community. When I think of all the details we have overcome in one year, all the anxieties I had, all the details over which I agonized, I thank God for his mercy and for the peace of mind we have now. Truly, he answered every prayer, and brought us to a good and spacious place.

April 12, 2011 Posted by | Adventure, ExPat Life, Family Issues, Financial Issues, Friends & Friendship, Moving, Pensacola, Women's Issues | 4 Comments

Lunch in Paris (A Love Story With Recipes) by Elizabeth Bond

I just finished this book, and I need to review it so that I can pass it along to my daughter-in-law, who sees France, as I do, through eyes of love. Americans either love France or hate it, for some reason France evokes strong emotions one way or the other.

This author is a New Yorker, and her experiences are not my experiences, because her culture is not my culture. New York is a culture all its own. On the other hand, her experiences as an expat are universal, and her insecurity with the language, the culture and the customs are magnified by her commitment to marrying a French man and living in France for the rest of her life.

For the record, I really loved this book.

Can you read a recipe and have a pretty good idea what it is going to look like and how it will taste? In my family, we read cook books for fun. The recipes Elizabeth Bond has included are great recipes, a great start on French cooking the simple and fresh way. Even someone who has never cooked French food can make most of the dishes she creates in this book. In my very favorite chapter, A New Year’s Feast, there are several recipes for North African dishes I have eaten and loved – and oh, I am eager to try these! Chicken Tajine with Two Kinds of Lemon! Tajine with Meatballs and Spiced Apricots! Oh, YUMMMM!

In one part of the book, the author talks about some very basic differences between how Americans approach life and how the French view life:

I watched the couples walking around the lake. “Maybe it’s the New Yorker in me. I’m too used to rushing around. But everyone here is so relaxed, it’s like they’re moving in slow motion.”

“Why should they rush? They’re not going to get anywhere.”

Sometimes I really have no idea what he is taling about.

“You will never understand. You come from a place where everything is possible.” We lay side by side on the grass, our eyes half closed.

“It’s Henry Miller that said, ‘In America, every man is potentially a president. Here, every man is potentially a zero.’ ”

And then he told me a story.

“When I was sixteen it was time to decide what kind of studies I would pursue. I was the best in the class in Math and Physics, but also the best in Literature. I went to the school library and the woman behind the desk gave me a book. It was called All the Jobs in the World. I looked through it. I found two things I liked: scientific researcher and film director. I brought the book to the front and showed her my choices. ‘Ah non,’ she said, ‘You forgot to look at the key.’ And she pointed to the top of the page. Next to each job were the dollar signs – three dollar signs if the job paid a lot of money, one dollar sign if it paid very little. Next to the dollar sign was a door. If the door was wide open it was very easy to tet this job, if the door was open just a little bit, it was very hard. ‘Regard,‘ she said, ‘You have picked only jobs with no dollar signs and a closed door. Tu n’y arriveras jamais. You will never get there.”

‘You should become an engineer,’ she said. My parents never met anyone who did these other things. We don’t come from that world. They had no friends they could call to get me a job. They were afraid I would fail and they couldn’t help me. They were afraid I would have no place in the society. And I didn’t have the force to do it myself. I didn’t want to disappoint them. So I became an engineer.”

“It’s just like that here. If you want to do something different, if you head sticks up just a little, they cut it off. It’s been like that since the Revolution. You know the saying, Liberte,’ Egalite,’ Fraternite,’ equality is right in the middle. Everyone has got to be the same.

Of all the stories Gwendal has told me, before or since, this one shocked me the most. Never in my life, not once, had anyone ever told me there was something I couldn’t do, couldn’t be.

Have you ever known an expat wife (a woman who has married a man of another culture and lived in his country)? Expat wives are some of the bravest women I have ever met. No matter how long you have been married to a man of another culture, you can still be surprised.

The expat wives I have known have been smart, gifted people, woman who have been blessed to see the world through the eyes of more than one culture, and it changes everything. Their children are amazing – most will speak – and think – in more than one language. They have a sort of international fluidity, as well as intercultural fluency. It isn’t everyone’s choice, but those who chose it often live lives you and I can only begin to imagine. Elizabeth Bond has opened the door a little, and shared some of those experiences with us.

The book I bought has Reader’s Groups questions in the back, and they are good questions. Read the questions first; it gives you food for thought as you read through her experiences.

April 11, 2011 Posted by | Adventure, Biography, Books, Bureaucracy, Character, Cross Cultural, Cultural, Customer Service, ExPat Life, Family Issues, Financial Issues, Food, France, Living Conditions, Local Lore, Mating Behavior, Recipes, Relationships, Shopping | 11 Comments

Groupon Takes Us on a Dolphin Cruise in Destin

Do you know about Groupons? If you click on the blue type, it will take you to the groupon site for Pensacola, but they have special deals in many cities. You sign up. It’s FREE. You get notices for the cities you sign up for, like I get notices for both Pensacola and Seattle. Every day, Groupon sends you an offer – like for $5 you get $10 worth of food at some restaurant, or for $25 you get $50 worth of entertainment at Waterville (I made that name up) or some discount at a specialty boutique or local spa. I have found them amazingly helpful; many of them are for places we love to go anyway, whether we have a ‘groupon’ or not.

You pay with PayPal or Visa, and then they tell you you can print your groupon. Usually you have to wait a day before you can use it, but that is never a problem for us.

So with houseguests coming, when I saw the Groupon for Dolphin Cruises out of Destin with Olin Marler Charters (a short drive from Pensacola), I bought four Groupons; two adult and two seniors. It was a great discount. Our friends are always ready to do something fun, so we made a day out of it.

Sometimes I am having so much fun I forget to take enough photos, like lunch, but I did get the ice cream break. This was a fabulous dessert, a berry sorbet with whole blueberries, currants, raspberries, etc inside – it was SO good. So GOOD!

We hit the SanDestin Outlet Malls, big mistake, they had hoardes of shoppers and people lining up with numbers to get into some of the most popular shops (shudder!) so we toodled around and got back to the dock in time for the sunset cruise. The boat had a good load, but was not too crowded, and we had perfect, beautiful weather. Here are some photos:

I don’t get cold easily, in fact I am sort of famous for not feeling cold much at all. I always joke and say it’s because I was born in Alaska, and I am an Eskimo, but after three hours out on the Gulf, coming back into port, I got a little cold. Well, actually, I was pretty cold. So cold that when we went to the nearby BBQ place, The Shed, I did not take a single picture. I really was cold! They had really good BBQ and great blues music.

April 10, 2011 Posted by | Adventure, Beauty, ExPat Life, Financial Issues, Florida, Food, Living Conditions, Photos, Sunsets, Travel | 2 Comments

US Highway Deaths Lowest Since 1949

The major reason? 84% US drivers use seat belts. You can read the entire article at AOL News

WASHINGTON — Highway deaths have plummeted to their lowest levels in more than 60 years, helped by more people wearing seat belts, better safety equipment in cars and efforts to curb drunken driving.

The Transportation Department estimated Friday that 32,788 people were killed on U.S. roads in 2010, a decrease of about 3 percent from 2009. It’s the fewest number of deaths since 1949 — during the presidency of Harry Truman — when more than 30,000 people were killed.

The Pacific Northwest region, which includes Washington state, Oregon, Idaho, Montana and Alaska, saw fatalities fall 12 percent. Western states including Arizona, California and Hawaii also posted large declines.

Government officials said the number of deaths was still significant but credited efforts on multiple fronts to make roadways safer.

“Too many of our friends and neighbors are killed in preventable roadway tragedies every day,” said Transportation Secretary Ray LaHood. “We will continue doing everything possible to make cars safer, increase seat belt use, put a stop to drunk driving and distracted driving and encourage drivers to put safety first.”

April 1, 2011 Posted by | Bureaucracy, Cultural, ExPat Life, Financial Issues, Interconnected, Living Conditions, Statistics | 2 Comments

Red Laser

I waited and waited for the Verizon iPhone to come out, and while I waited, I met an app I loved. When we were out buying for the Salvation Army Angel program, one of my friends would read the bar code on a product and instantly, it would show where the product was also available (and how far, in miles) and would also show mail-order prices online. So if we found a bike, it would tell us where it was cheaper, and by how much. Oh! I wanted that app.

So when I got my new phone, it was one of the first apps I downloaded (after amazon.com) and it was FREE!

It is so much fun. You press the Red Laser icon, the program opens. To scan a barcode, you press the lightning bolt at the bottom of the screen, get the bar code within the block shown on your screen, and it does all the rest, seconds later you have all your comparison costs.

Wow. It is a frugal shopper’s delight.

So if you have favorite things, and you are running low, you can scan them in your own home and your phone will tell you where the best prices are. I love this app.

What I can’t figure out is how do they make money on this when they give it to you for free?

March 17, 2011 Posted by | Financial Issues, Shopping, Technical Issue | Leave a comment

Outrageous Mortgage “Servicing”

We have had our most recent mortgage with PHH, thanks to AdventureMan’s hard work, and this morning, my husband is on the phone with their bureaucratic, less-than-helpful customer service agent.

I hate them. I know it is a sin. I hate these practices.

AdventureMan sent them a check with more than enough to pay off the mortgage. When we checked the status online, we still owed a small amount. Then we saw that although the check was clearly marked “principal only,” PHH had applied part of it to another monthly payment, and then the rest to the principal. (Sleaze bag practice to prolong payment periods.)

“You cannot pay off the loan with a personal check,” the customer service representative says.

“You sent the check to the wrong address; that address is for principal only,” she says, and you can tell she is reading off a script.

AdventureMan asks to speak to her supervisor. She says that is not possible.

This is just an outrage. Every day they can postpone the final payment, they get interest from us. When we have sent more than enough money to cover the principal and all the escrow payments, we get this brick wall.

Personal check? They’ve already cashed the personal check! They have the money! This is outrageous!

We had to deal with the company once before, with another mortgage. Their practices are disgusting. God willing, we will never have to deal with them again.

March 10, 2011 Posted by | Bureaucracy, Customer Service, Financial Issues, Moving | 8 Comments

King Abdulla Returns to Saudi Arabia, Announces Benefits

Sometimes, there is little to say, the news says it all. Ghadaffi calling his own Libyans “rats” “cockroaches” “cowards” “traitors”, aging, long term leaders announcing increased benefits for citizens . . . These are interesting times. The winds of change are blowing, and no one can tell where those changes will take us . . .

From todays BBC World News:

Saudi King offers benefits as he returns from treatment

The king was greeted by hundreds of well-wishers on his arrival at Riyadh airport
Continue reading the main story

Saudi Arabia’s King Abdullah has announced increased benefits for his citizens, as he returned after months abroad getting medical treatment.

There will be extra funds for housing, studying abroad and social security, according to state television.

King Abdullah has been away from the country for three months, during which time mass protests have changed the political landscape of the Middle East.

There have been few demonstrations in Saudi Arabia.

You can read more at BBC World News/Middle East

February 23, 2011 Posted by | Adventure, Bureaucracy, Financial Issues, Free Speech, Leadership, Living Conditions, Middle East, News, Political Issues, Saudi Arabia, Social Issues | 2 Comments