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Cash or Credit or Debit: Generational

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AdventureMan and I are not even typical of our generation. Living overseas, living in so many countries, we just got used to paying in cash. In our early years, even countries like France had more places that didn’t take credit cards than places that did. When it comes to buying gas in France, you’d better have a bucketful of cash 😉

 

But even those in our generation tend to pull out their credit cards for meals out, so this week AdventureMan asked wait staff percentages of who paid cash and who paid with cards. The most common answer was around 85% paid with a card.

 

I can understand. The restaurants/stores don’t have to keep as much money on hand for change, so it is easier on them, and those who pay with a card can track their expenses. Part of me laughs and says I think we don’t want to track our eating-out expenses, and another part thinks that because we pay cash, we probably don’t indulge in extras so often, which, for us, is a good thing. If we have dessert, we normally split it.

 

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I do remember how wonderful it was to be able to pay all the tolls on the toll roads in France with a credit card, how wonderfully easy it was to use my credit card and the ATM’s in Kuwait and Qatar and Saudi Arabia – for some reason, it was like they were years ahead of the USA in banking technology, and banking by phone. But even there, in the smaller shops, you needed cash.

So I read with interest this column from The Motley Fool, on AOL News:

 

Pssst, Millennials! When You Pay, Choose Credit, Not Debit

Rich Smith
Oct 6th 2014 1:38PM
Friends with woman holding out credit card at coffee shop
Wavebreakmedia Ltd PH29L/Alamy

Hey, millennial! Yes, you there, standing in line at the Starbucks (SBUX) counter, tapping away on your smartphone, with the button-like doodads growing into your earlobes — put away that debit card.

No, don’t worry. No one’s going to nag you about buying a cup of overpriced coffee. We all have our vices. And you’re still basking in the fresh glow of youth. At least your vices won’t hurt you as much as they’d hurt us old codgers.

But the way you’re buying your coffee — you’re doing it wrong. And you’re not alone.

Paper or Plastic?

According to a recent survey by CreditCards.com, only about 1 in 3 American consumers currently uses a plastic card — credit or debit — when buying something that costs $5 or less. Most folks still pay with cash for such small purchases, with folks ages 65 and up having the greatest fondness for paying with greenbacks (82 percent).

But when it comes to the Millennials, 51 percent use plastic to pay for such purchases.

On one hand, that’s not terribly surprising. The younger you are, the more comfortable you are paying with plastic, which didn’t gain widespread acceptance in America until the 1960s. Conversely, the older you are, the more likely you’ve been told, at some point in your life, that shopping with cash is a good way to limit your spending and encourage saving.

There’s only so much cash that will fit in your wallet, and if you limit yourself to paying in cash — you eventually run out. Old folks like me, whose memories aren’t what they used to be (and maybe never were), like this “automatic” check on spending. And as a result, CreditCards.com reports that the older a consumer is, the more likely he or she is to pay for small purchases in cash than to pull out a plastic card.

Not All Plastic Is Created Equal

Among plastic cards, nationally, consumers are about twice as likely (22 percent) to use a debit card to pay for a small purchase as to put the purchase on credit (11 percent). When the data is broken down by age group, it turns out that millennials are even more fond of debit cards than the average shopper. Consumers ages 18 to 29 use debit cards more often than any other age group when making small purchases.

But here’s the thing: Debit and credit cards may be nearly equal in their convenience of use when shopping for small items (eliminating the need to carry weighty pockets, jingling with unwanted coins). But they’re not at all equal in the financial benefits they convey to a consumer.

To cite the most obvious example, credit cards often offer you “rewards” for using them. With card companies charging retailers fat interchange fees for every transaction they process, they can afford to pay you generously when you “choose plastic.” Airline miles; “points” redeemable for cash back, account credits, merchandise, and gift cards; and just plain cash-back offers, as high as 5 percent, all make the choice between credit and debit a bit of a no-brainer. (Granted, some debit cards offer rewards of their own — but they’re rare, hard to find and usually much less generous.)

But rewards are only the most obvious monetary benefit of choosing credit over debit. Consider: When you pay for a purchase — large or small — with a debit card, that money is almost immediately deducted from your account.

What Warren Buffett Thinks

In contrast, a charge placed on a credit card is a debt that doesn’t come due — and needn’t be paid — until your credit card bill is sent to you. Depending on the date of purchase and the due date on your credit card bill, you may not have to pay that bill for as long as a month — which means you may be able to hang on to your money, and collect interest on it at your bank, for that time. (Super-investor Warren Buffett calls this concept of using someone else’s money, and collecting interest on it for your own benefit, “free float,” and deadpans that his business partner “Charlie and I find this enjoyable.”)

Granted, with the ultra-low interest rates that banks are paying on checking accounts these days, free float isn’t as profitable as it used to be — probably only pennies per credit card billing cycle. But still, free money is free money. Are you going to turn it down because you’re not being offered enough free money?

Of course, you do need to remember to pay your credit card bill on time, so as not to get hit by late fees. But as long as you can manage that, a credit card isn’t really a card you use for taking out long-term credit at all. It’s a pay-once-a-month debit card — that pays you free money every month.

The High Cost of Not Buying on Credit

Another advantage: CreditCards.com quotes Martin Lynch, director of education of the Cambridge Credit Counseling Corp. of Massachusetts, noting that “debit cards … can’t be reported to the credit bureaus and, thus, they don’t build [up] credit [ratings].” Building up a strong credit rating is crucial to a young person looking to buy his or her first car or to secure a mortgage on a starter home.

Getting charges and on-time payments, onto your credit report — to establish a track record as a reliable borrower — is therefore a good thing. It’s something you want to do as often as possible, and using a credit card to pay for small purchases is a great way to build up your credit report quickly.

Melinda Opperman, senior vice president of community outreach at Springboard Nonprofit Consumer Credit Management Inc., another expert interviewed by CreditCards.com, echoes the sentiment: “We like the idea of using credit cards frequently for small, manageable expenses. This gives users the benefit of an active credit history, but leaves them with monthly bills that are small enough to pay off in full, so they don’t have to pay any interest.”

Suffice it to say, any idea that’s supported by professional credit counselors, and by the world’s third richest man, is one that millennials would be well advised to take to heart.

Motley Fool contributor Rich Smith has no position in any stocks mentioned, and hasn’t used a debit card in years. The Motley Fool recommends and owns shares of Starbucks. To read about our favorite high-yielding dividend stocks for any investor, check out our free report.

 

October 11, 2014 Posted by intlxpatr | Customer Service, Eating Out, ExPat Life, Family Issues, Financial Issues, France, Generational, Kuwait, Living Conditions, Qatar, Quality of Life Issues, Saudi Arabia, Travel | Leave a comment

Domestic Violence: What is Wrong With this Picture?

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At first, I thought oh, that is amazing, Florida has the lowest rate of all the states. Then, I looked a little closer . . . no data? No data on homicides related to male partners?

Here is what the report summarizes:

The States Where Women Are Most Likely to Be Killed By Men

Every year, the Violence Policy Center tracks which states have the highest rate of incidents in which one man kills one woman, a typical indicator of domestic homicide. The Huffington Post crunched the data to find the worst offenders over the past decade. Between 2003 and 2012, Nevada had the highest rate, at 2.447 women killed per 100,000. In 2012, however, the most recent year for which data is available, Nevada’s rate dropped to 1.83, and Alaska took the top spot with 2.57 women killed per 100,000.

It is horrifying in Florida; men killing their wives, their live-ins, their daughters, men and women striking or burning their children, or shooting them . . . but it is also horrifying that Florida can’t – or won’t – provide the statistics when every other state has.

It all goes back to the idea of women as property. Arrrgh, I am speechless with frustration.

October 9, 2014 Posted by intlxpatr | Crime, Cultural, Family Issues, Florida, Quality of Life Issues, Statistics, Women's Issues | Domestic Violence | 3 Comments

Khons Asian Bistro on Palafox in Pensacola

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One of America’s best streets just got better with the addition of another great eating adventure as Khons Asian Bistro on Palafox opened a month or so ago with Asian fusion cooking. While most of the diners there were ordering sushi, we opted for the miso soup and hot plates. The waiter particularly likes the fried rice dish, which we considered, but ended up ordering the Cambodian chicken, me in lettuce wraps and AdventureMan with rice.

When our main dishes arrived, he grumped – just a little – because he paid three dollars more, and the only difference was that his lettuce was chopped, and he got rice.

“I paid three more dollars for rice” he mourned.

Not for long. The food was delicious, all the tastes fresh and tasty. Just enough spice. In fact, while I really like spicy, I got a hunk of jalepeno in my soup that nearly took my breath away. Our very helpful waitress said next time she would personally make sure that all the seeds were removed. I don’t mind spicy; this just caught me by surprise.

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What I love, in addition to the fresh, healthy, tasty food, is the interior. Khon’s uses a deeply greyed blue, very undersea feeling, and silver. Even the chairs (which are comfortable) have silver seats, and that piqued my sense of fun. I love the scaly backdrop behind the sushi bar; the suggestion of a fish tail. We really enjoyed the entire experience, and we are glad they are there and doing so well. They have a brisk lunch crowd, so get there early.

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October 9, 2014 Posted by intlxpatr | Customer Service, Eating Out, ExPat Life, Food, Living Conditions, Pensacola, Quality of Life Issues, Restaurant | Asian fusion restaurant, Cambodian chicken, Palafox best street in America | Leave a comment

Headless Horseman at Pensacola Ballet

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Today is a day to make the heart joyful. Yesterday, we had thunder and lightning, so much that my water aerobics class was cancelled and I made that drive for nothing. Even when the sun came out, hours later, there was so much water soaked into the ground, the evaporation made it feel hotter than it really was.

The best part of the whole day was knowing we were headed to the opening of the Ballet Pensacola Season last night.

Who knew when we came to Pensacola that there would be so many fun things to do? And that we would have the time to try them all? Pensacola has an Opera, a Symphony, many many parades, some kind of fest, normally featuring seafood and/or art, and sometimes also the sugar white sands, wine and/or rock bands almost every month, AND the Ballet Pensacola.

Nothing about the Ballet Pensacola is ordinary. Ballet Pensacola has a husband wife team, artistic director Richard Steinart and his wife Christine Duhon, the ballet mistress, who also does the costumes. Her costumes are often spectacular. Lance Brannon does the sets which are are often minimalist and always wonderfully creative. You know public arts are almost totally public and community supported, you know they must have a tricky budget to work with but the sets and costumes are wondrous to behold.

We were debating whether The Headless Horseman would be a good ballet for our four year old grandson. AdventureMan thought it might be scary. There is a witch, a wonderfully convincing witch. There is a guy with no head. There is a skeleton horse. I countered that he sees worse on his cartoons with Spiderman and BatMan and whoever those heroes are that “Assemble!” The Headless Horseman is a lot of fun; it even looks like the dancers are having a lot of fun with it, and of course, there is this incredible skeleton. We leave our evenings at Pensacola Ballet delighted.

One of the things we love about the ballets this team creates is that it isn’t easy to get most men to love ballet, but many of the ballets they do have appeal to men – The Matrix, Dracula – they are not dainty ballets, but strong, dramatic ballets. In addition, they are, as I said, a lot of fun. When we offer up tickets we can’t use to our son and his wife, they jump at the chance. I want to make Nutcracker an annual event, but I recognize that if I want grandchildren who will love the dance, I will be likely to take them to some of this stronger stuff. We already have an extra ticket for Ali Baba, coming up in the Spring, so our grandson can come with us.

It was still warm when we left the theatre, but this morning it is like we are living in a different place.

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The air conditioner is OFF! The windows are open! Fresh clean air is flowing through the house, the sun is shining without wilting anything, and, thanks to yesterday’s rain, the entire world looks fresh and clean and welcoming! The fun times begin in Pensacola, the cooler weather has arrived!

October 4, 2014 Posted by intlxpatr | Adventure, Arts & Handicrafts, Beauty, Community, Cultural, Events, ExPat Life, Family Issues, Living Conditions, Pensacola, Quality of Life Issues, Weather | Ballet Pensacola, The Headless Horseman ballet | 4 Comments

ISIS War Against Women

I was told – by Saudi women, Qatari women and Palestinian women of faith, that Allah wants women to be educated. The first wife of Muhammed was a businesswoman and a prominent leader in her time. Perhaps the ISIS extremists need to spend a little more time reading the Qu’ran and hadith.

From today’s AOL News/ Huffpost

 

BAGHDAD (AP) — Militants with the Islamic State group tortured and then publicly killed a human rights lawyer in the Iraqi city of Mosul after their self-proclaimed religious court ruled that she had abandoned Islam, the U.N. mission in Iraq said Thursday.

Gunmen with the group’s newly declared police force seized Samira Salih al-Nuaimi last week in a northeastern district of the Mosul while she was home with her husband and three children, two people with direct knowledge of the incident told The Associated Press on Thursday. Al-Nuaimi was taken to a secret location. After about five days, the family was called by the morgue to retrieve her corpse, which bore signs of torture, the two people said, speaking on condition of anonymity because of fears for their safety.

According to the United Nations Assistance Mission in Iraq, her arrest was allegedly connected to Facebook messages she posted that were critical of the militants’ destruction of religious sites in Mosul. A statement by the U.N. on Thursday added that al-Nuaimi was tried in a so-called “Sharia court” for apostasy, after which she was tortured for five days before the militants sentenced her to “public execution.” Her Facebook page appears to have been removed since her death.

“By torturing and executing a female human rights’ lawyer and activist, defending in particular the civil and human rights of her fellow citizens in Mosul, ISIL continues to attest to its infamous nature, combining hatred, nihilism and savagery, as well as its total disregard of human decency,” Nickolay Mladenov, the U.N. envoy to Iraq, said in a statement, referring to the group by an acronym. The statement did not say how she was killed.

Among Muslim hard-liners, apostasy is thought to be not just conversion from Islam to another faith, but also committing actions that they believe are so against the faith that one is considered to have abandoned Islam.

Mosul is the largest city held by the Islamic State group in the self-declared “caliphate” it has carved out, bridging northern and eastern Syria with northern Iraq. Since overrunning the once-diverse city in June, the group has forced religious minorities to convert to Islam, pay special taxes or die, causing tens of thousands to flee. The militants have enforced a strict dress code on women, going so far as to veil the faces of female mannequins in store fronts.

In August, the group destroyed a number of historic landmarks in the town, including several mosques and shrines, claiming they promote idolatry and depart from principles of Islam.

Al-Nuaimi’s death is the latest in a string of attacks by the militant group to silence female activists and politicians. In July in the nearby town of Sderat, militants broke into the house of a female candidate in the last provincial council elections, killed her and abducted her husband, the U.N. said. On the same day, another female politician was abducted from her home in eastern Mosul; she remains missing.

Hanaa Edwer, a prominent Iraqi human rights activist, said at least five female political activists have been killed in recent weeks by the Islamic State group in Mosul, including al-Nuaimi, who Edwer said was also running for a seat on the provincial council.

“But it is not just women being targeted,” Edwer said. “They will kill anyone with a voice. It is terrifying.”

The Gulf Center for Human Rights said Wednesday that al-Nuaimi had worked on detainee rights and poverty. The Bahrain-based rights organization said her death “is solely motivated by her peaceful and legitimate human rights work, in particular defending the civil and human rights of her fellow citizens in Mosul.”

The Islamic State extremists’ blitz eventually prompted the United State to launch airstrikes last month, to aid Kurdish forces and protect religious minorities in Iraq.

This week, the U.S. and five allied Arab states expanded the aerial campaign into Syria, where the militant group is battling President Bashar Assad’s forces as well as Western-backed rebels. Despite making gains in some of the country’s more isolated areas, where airstrikes have paved the way for successful ground operations by Kurdish and Iraqi forces, the cities of Mosul and Fallujah remain major strongholds of the group, which has buried itself among large civilian populations.

The militant group recently killed 40 Iraq soldiers and captured 68 near Fallujah and then paraded their captives through the city in a show of brawn.

Nearly a dozen countries have also provided weapons and training to Kurdish peshmerga fighters, who were strained after months of battling the jihadi group.

In other developments Thursday, German Defense Minister Ursula von der Leyen visited northern Iraq for talks with Kurdish leaders about the fight against Islamic State extremists and Berlin’s efforts to help with arms deliveries.

Thursday also marked the start of German arms deliveries to the semi-autonomous Kurdish region, with the ultimate goal of supplying 10,000 Kurdish fighters with some 70 million euros ($90 million) worth of equipment.

“We are involved with relief shipments and the airlift, but we know that this is not sufficient,” said von der Leyen. “Much more is needed to get these (millions of people) through the winter.”

___

Associated Press writer David Rising in Berlin and Bram Janssen in Irbil and an Associated Press reporter in Mosul contributed to this report.

 

September 26, 2014 Posted by intlxpatr | Crime, Cultural, Faith, Family Issues, Living Conditions, News, Quality of Life Issues, Social Issues, Women's Issues | apostasy, Hanaa Edwer, Human Rights, Iraq, Mosul, Samira Salih al-Nuaimi, Sharia Court | Leave a comment

The Daily Beast Follows the Money to Kuwait (and Qatar, and Saudi Arabia)

Josh Rogin

Josh Rogin in The Daily Beast

WORLD NEWS

06.14.14

America’s Allies Are Funding ISIS

The Islamic State of Iraq and Syria (ISIS), now threatening Baghdad, was funded for years by wealthy donors in Kuwait, Qatar, and Saudi Arabia, three U.S. allies that have dual agendas in the war on terror.
The extremist group that is threatening the existence of the Iraqi state was built and grown for years with the help of elite donors from American supposed allies in the Persian Gulf region. There, the threat of Iran, Assad, and the Sunni-Shiite sectarian war trumps the U.S. goal of stability and moderation in the region.It’s an ironic twist, especially for donors in Kuwait (who, to be fair, back a wide variety of militias). ISIS has aligned itself with remnants of the Baathist regime once led by Saddam Hussein. Back in 1990, the U.S. attacked Iraq in order to liberate Kuwait from Hussein’s clutches. Now Kuwait is helping the rise of his successors.As ISIS takes over town after town in Iraq, they are acquiring money and supplies including American made vehicles, arms, and ammunition. The group reportedly scored $430 million this week when they looted the main bank in Mosul. They reportedly now have a stream of steady income sources, including from selling oil in the Northern Syrian regions they control, sometimes directly to the Assad regime.

But in the years they were getting started, a key component of ISIS’s support came from wealthy individuals in the Arab Gulf States of Kuwait, Qatar and Saudi Arabia. Sometimes the support came with the tacit nod of approval from those regimes; often, it took advantage of poor money laundering protections in those states, according to officials, experts, and leaders of the Syrian opposition, which is fighting ISIS as well as the regime.

“Everybody knows the money is going through Kuwait and that it’s coming from the Arab Gulf,” said Andrew Tabler, senior fellow at the Washington Institute for Near East Policy. “Kuwait’s banking system and its money changers have long been a huge problem because they are a major conduit for money to extremist groups in Syria and now Iraq.”

Iraqi Prime Minister Nouri al-Maliki has been publicly accusing Saudi Arabia and Qatar of funding ISIS for months. Several reports have detailed how private Gulf funding to various Syrian rebel groups has splintered the Syrian opposition and paved the way for the rise of groups like ISIS and others.

“The U.S. has made the case as strongly as they can to regional countries, including Kuwait. But ultimately when you take a hands off, leading from behind approach to things, people don’t take you seriously and they take matters into their own hands.”

Gulf donors support ISIS, the Syrian branch of al Qaeda called the al Nusrah Front, and other Islamic groups fighting on the ground in Syria because they feel an obligation to protect Sunnis suffering under the atrocities of the Assad regime. Many of these backers don’t trust or like the American backed moderate opposition, which the West has refused to provide significant arms to.

Under significant U.S. pressure, the Arab Gulf governments have belatedly been cracking down on funding to Sunni extremist groups, but Gulf regimes are also under domestic pressure to fight in what many Sunnis see as an unavoidable Shiite-Sunni regional war that is only getting worse by the day.

“ISIS is part of the Sunni forces that are fighting Shia forces in this regional sectarian conflict. They are in an existential battle with both the (Iranian aligned) Maliki government and the Assad regime,” said Tabler. “The U.S. has made the case as strongly as they can to regional countries, including Kuwait. But ultimately when you take a hands off, leading from behind approach to things, people don’t take you seriously and they take matters into their own hands.”

Donors in Kuwait, the Sunni majority Kingdom on Iraq’s border, have taken advantage of Kuwait’s weak financial rules to channel hundreds of millions of dollars to a host of Syrian rebel brigades, according to a December 2013 report by The Brookings Institution, a Washington think tank that receives some funding from the Qatari government.

“Over the last two and a half years, Kuwait has emerged as a financing and organizational hub for charities and individuals supporting Syria’s myriad rebel groups,” the report said. “Today, there is evidence that Kuwaiti donors have backed rebels who have committed atrocities and who are either directly linked to al-Qa’ida or cooperate with its affiliated brigades on the ground.”

Kuwaiti donors collect funds from donors in other Arab Gulf countries and the money often travels through Turkey or Jordan before reaching its Syrian destination, the report said. The governments of Kuwait, Qatar, and Saudi Arabia have passed laws to curb the flow of illicit funds, but many donors still operate out in the open. The Brookings paper argues the U.S. government needs to do more.

“The U.S. Treasury is aware of this activity and has expressed concern about this flow of private financing. But Western diplomats’ and officials’ general response has been a collective shrug,” the report states.

When confronted with the problem, Gulf leaders often justify allowing their Salafi constituents to fund Syrian extremist groups by pointing back to what they see as a failed U.S. policy in Syria and a loss of credibility after President Obama reneged on his pledge to strike Assad after the regime used chemical weapons.

That’s what Prince Bandar bin Sultan, head of Saudi intelligence since 2012 and former Saudi ambassador in Washington, reportedly told Secretary of State John Kerry when Kerry pressed him on Saudi financing of extremist groups earlier this year. Saudi Arabia has retaken a leadership role in past months guiding help to the Syrian armed rebels, displacing Qatar, which was seen as supporting some of the worst of the worst organizations on the ground.

The rise of ISIS, a group that officially broke with al Qaeda core last year, is devastating for the moderate Syrian opposition, which is now fighting a war on two fronts, severely outmanned and outgunned by both extremist groups and the regime. There is increasing evidence that Assad is working with ISIS to squash the Free Syrian Army.

But the Syrian moderate opposition is also wary of confronting the Arab Gulf states about their support for extremist groups. The rebels are still competing for those governments’ favor and they are dependent on other types of support from Arab Gulf countries. So instead, they blame others—the regimes in Tehran and Damascus, for examples—for ISIS’ rise.

“The Iraqi State of Iraq and the [Sham] received support from Iran and the Syrian intelligence,” said Hassan Hachimi, Head of Political Affairs for the United States and Canada for Syrian National Coalition, at the Brookings U.S.-Islamic World Forum in Doha this week.

“There are private individuals in the Gulf that do support extremist groups there,” along with other funding sources, countered Mouaz Moustafa, executive director of the Syrian Emergency Task Force, a Syrian-American organization that supports the opposition “[The extremist groups] are the most well-resourced on the ground… If the United States and the international community better resourced [moderate] battalions… then many of the people will take that option instead of the other one.”

 

 

(Thank you for the lead, Muller 🙂  )

 

September 25, 2014 Posted by intlxpatr | Bureaucracy, Counter-terrorism, Cross Cultural, ExPat Life, Financial Issues, Fund Raising, Interconnected, Kuwait, Leadership, Middle East, Political Issues, Qatar, Quality of Life Issues, Saudi Arabia, Social Issues, Women's Issues | Kuwait banks, Kuwait moneychangers, Religious Freedom, Shuria Law | 5 Comments

1984, A Question of Irony, and a Brief Discussion of Privacy

From yesterday’s USA Today, a very brief article in the USA Round Up:

 

Alaska: Fairbanks

The number of security cameras in Alaska schools is going up. The Fairbanks Daily News-Mirror reported video cameras are being installed in Fairbanks middle and elementary schools and it’s part of a statewide trend aimed at making schools safer.

 

As I raised our son, I was – well, most of the time – an attentive parent. I would listen, and when necessary, I would correct. It’s a mother’s job to help her children navigate the pitfalls of life, and to have a tool-box full of resources with which to cope.

 

Perhaps I did my job too well. Our son became a lawyer, and he is very particular about the things I say, especially when I use a term incorrectly, such as irony.

Here is what Wikipedia says irony is:

event characterized by an incongruity, or contrast, between what the expectations of a situation are and what is really the case, with a third element, that defines that what is really the case is ironic because of the situation that led to it.

 

I am about to use the term “irony” correctly. 🙂

 

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When I read the above article, I remembered the horror of Orwell’s 1984, the book, and then the movie. The movie was terrifying, the presence of cameras everywhere, hidden, not hidden, just knowing they were everywhere and everything you did could be monitored.

The irony comes in that here we are, with cameras everywhere, and we are glad for it. The irony is that our society has slipped so far from its ideal that we cannot trust our neighbor to behave him or herself, and we protect ourself by placing cameras so as to encourage people to behave.

 

I am not so sure that our moral codes have ever worked well; I think it seems to be the nature of humanity to claim a moral code, but not to adhere strictly to it. I think of people who talk about the safety of the ’50’s, but I don’t believe that safety was truly that safe. I think children disappeared. I think wives were beaten, women raped. I think robberies and assaults happened, and I think the law was more lax than it is today.

 

But it is an irony, IMHO, that we welcome cameras today as a low-cost policing of ourselves, our neighbors, and those we fear will hurt us or take our property. We trust ourselves and one another so little that we are increasingly installing cameras. We’ve been considering installing them through our home security company; we have motion detectors, cameras are just the next upgrade. Have we exchanged a high value on privacy for a heightened perceived need for protection of life and property?

September 25, 2014 Posted by intlxpatr | Books, Character, Civility, Community, Crime, Cultural, Family Issues, GoogleEarth, Interconnected, Law and Order, Living Conditions, Privacy, Quality of Life Issues, Social Issues, Technical Issue | 4 Comments

FIFA Executive Says He Doesn’t Think 2022 World Cup Will Be In Qatar

FIFA Executive Says He Doesn’t Think 2022 World Cup Will Be In Qatar

* Zwanziger is member of FIFA Executive Committee

* Plans under way to shift World Cup to European winter (Updates with FIFA reaction)

BERLIN, Sept 22 (Reuters) – The 2022 World Cup will not be held in Qatar because of the scorching temperatures in the Middle East country, FIFA Executive Committee member Theo Zwanziger said on Monday.

“I personally think that in the end the 2022 World Cup will not take place in Qatar,” the German told Sport Bild on Monday.

“Medics say that they cannot accept responsibility with a World Cup taking place under these conditions,” the former German football (DFB) chief, who is now a member of the world soccer’s governing body FIFA that awarded the tournament to Qatar in 2010.

Although wealthy Qatar has insisted that a summer World Cup is viable thanks to cooling technologies it is developing for stadiums, training areas and fan zones, there is still widespread concern over the health of the players and visiting supporters.

“They may be able to cool the stadiums but a World Cup does not take place only there,” Zwanziger said.

“Fans from around the world will be coming and traveling in this heat and the first life-threatening case will trigger an investigation by a state prosecutor.

“That is not something that FIFA Exco members want to answer for.”

FIFA officials, contacted by Reuters, said Zwanziger was not giving the view of the all powerful Executive Committee.

“He is expressing a personal opinion and he explicitly says so,” FIFA spokewoman Delia Fischer said. “We will not comment on a personal opinion.”

FIFA President Sepp Blatter said in May that awarding the World Cup to Qatar was a ‘mistake’ and the tournament would probably have to be held in the European winter.

“Of course, it was a mistake. You know, one comes across a lot of mistakes in life,” he told Swiss television station RTS in an interview at the time.

“The Qatar technical report indicated clearly that it is too hot in summer, but the executive committee with quite a big majority decided all the same that the tournament would be in Qatar,” he added.

FIFA is now looking to shift the tournament to a European winter date to avoid the scorching summer where temperatures routinely rise over 40 Celsius.

Asian Football Confederation (AFC) president Sheik Salman Bin Ebrahim Al Khalifa chaired a meeting to discuss the matter earlier this month with the options of January/February 2022 and November/December 2022 offered as alternatives to June/July.

However, talk of a potential change away from the usual dates has resulted in plenty of opposition from domestic leagues around the world, worried the schedule switch would severely disrupt them.

Both FIFA and Qatar World Cup organizers have also been fending off questions of corruption ever since they were awarded the tournament back in 2010, while Qatar has also been criticized for the conditions provided for migrant workers’ in the tiny Gulf state. (Reporting by Karolos Grohmann. Editing by Patrick Johnston)

 

September 22, 2014 Posted by intlxpatr | Middle East, Qatar, Quality of Life Issues, Weather, Work Related Issues | FIFA 2022 Qatar | Leave a comment

“Pesto; The Quiche of the ’80’s”

It’s still hot, hitting the nineties, but something is changing. You can see it in the angle of the sunlight, especially at sun rise and sun set, the directions have changed, the angles have changed, and the colors are richer.

 

Time to harvest the basil. This is not my garden, nor my basket, nor my garden, but the resemblance is uncanny, and this is a great photo for illustrative purposes.

 

 

IMG_1710-1 herb basket of basil BEST

 

 

IMG_2070-1 spicey globe basil

 

We grow a lot of basil, pots and pots of basil. After early church, I hit the pots with my garden shears. I trim off all the little flowers on top (I’ve been doing this all summer, but I never seem to keep on top of it) and then I trim back the branches, laden with basil. I have an entire basket full of Genovese, which, after picking off the leaves, washing them and spinning them dry, come to 12 cups of basil.

 

Doesn’t everything go better with a little pesto? I love to smear a little on my BLT’s, I love to pop a spoonful into a soup, and oh my holy tomato, basil pesto on pasta, to die for.  I know what I want to do, but I want to be sure I get proportions right, so I go to The Silver Palate Cookbook, it came out years and years ago and has a lot of basic but really really good recipes. So, how old is this cookbook? When I was looking at the Pesto page, there was a box that said “Pesto – the quiche of the ’80’s” or something like that which implied pesto was the newest, most wonderful thing – in the ’80’s.

 

“????” I thought.

 

Isn’t pesto one of those classics? Maybe it’s because we frequented Italian restaurants when I was going to high school in Germany, but I remember pesto. It’s not like quiche (which, by the way, is my grandson’s favorite thing), it’s no passing trend, pesto is classico!

 

I made all the  batches with garlic, lots of garlic, about triple what the recipe calls for, and I roasted it before I tossed it in. One batch I made with almonds, one batch with sunflower seeds and the last batch with my all time favorite, walnuts. I labeled little snack bags, put globs of pesto in them, sealed them up, put them all in one big gallon sized plastic bag and sealed that up and put the whole lot in the freezer, to pull on on those days when I need a pop of flavor and a taste of the long hot summer.

 

Here is my variation on the Silver Palate recipe:

 

Basil Genovese Pesto

4 cups basil, packed, washed, dried in salad spinner (or whatever) still fresh and green

8 – 12 cloves garlic, peeled, roasted

2/3 cup really good olive oil

some salt and some pepper. The best thing is coarsely ground salt and coarsely ground pepper that you’ve ground yourself.

about 1/2 cup nuts. Pine nuts are classic, as are walnuts, but pesto is one of those dishes with a lot of variation based on what God’s great earth hath provided. I don’t even measure the nuts, just eyeball it. I used walnuts, almonds, and sunflower seeds in separate batches.

In a nice large food processor, put in nuts, garlic, salt, pepper, oil and then pack in 4 cups of basil. Process until you have a gritty ball. You won’t be able to see any leaves, but you will be able to see specks of white. Spoon into freezer containers in usable amounts and freeze.

September 14, 2014 Posted by intlxpatr | Arts & Handicrafts, Cooking, Cultural, ExPat Life, Food, Gardens, Living Conditions, Pensacola, Quality of Life Issues, Recipes, Weather | 2 Comments

Bonefish Grill in Pensacola for Saturday Lunch

Not a lot going on at Bonefish Grill on 12th Avenue in Pensacola, near the airport, at least at lunch time. We’ve been here on week-end nights when the wait is an hour or more for a table, but today, the place is almost empty.

 

We are seated, and service is, as always at Bonefish, superb. Some establishments really know how to train and how to maintain their high levels, and no one can ever fault Bonefish on service.

 

We went for appetizers and salads. Our son introduced us to Bang Bang Shrimp when Bonefish first opened, and it has been a big favorite ever since:

 

 

00BonefishBangBang

I had the Caesar Salad with grilled salmon – yummy, but not the best in town.00BonefishSalmonCeasar

Adventure Man had the house salad, which he said was delicious, but a little boring.00BonefishLunchSalad

Since we had filled up on Bang Bang Shrimp, we both had salad to take home with us. What is not to love about Bonefish packaging 🙂 just a nice little extra touch.

 

 
00BonefishPackagingWe were frankly disappointed. We had been happy to discover Bonefish open at lunch, but disappointed at the limited menu selections, and the lackluster appearance of the restaurant. There was another issue. Sometimes in Florida, in some stores you will smell a smell that I can only describe as “these floors were washed with dirty water.” AdventureMan does not smell it, but it is so loathsome to me that it spoils my shopping, and, in this case, my meal. There was a very faint smell of that not-quite-clean smell, and it distracted me.

As mentioned, the service was, as ever, superb but we won’t be hurrying back any time soon.

September 13, 2014 Posted by intlxpatr | Customer Service, Eating Out, ExPat Life, Food, Living Conditions, Pensacola, Quality of Life Issues, Restaurant | Bonefish Grill | Leave a comment

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