First, just pay this Small Fee . . .
LOL, wouldn’t you think he would address this to me by name, instead of beneficiary? And I am willing to bet that his charge of $85.99 is just the beginning . . .
From: Dr. Ngozi Okonjo-Iweala, Finance Minister of The Federal Republic of Nigeria info@fmf.org
FEDERAL MINISTRY OF FINANCE
NATIONAL HOUSE OF ASSEMBLY COMPLEX
SENATE HOUSE – UPPER CHAMBERS WUSE DISTRICT,
ABUJA FCT- NIGERIA
Our Ref: FGN/FMF/STB
Your Ref……………
Dear Beneficiary,
I wish to inform you again that we are not playing over this. I know my reason
for the continuous sending of this notification to you. The fact is that you
can’t seem to trust anyone again over this payment for what you have been in
cantered in the past, but I want you to trust me because I cannot scam you for
$85.99 it is for bank processing of your payment. The fee of $85.99 is for your
service, I did not invent it to defraud you. It is an official bank payment
processing fee and the good part of this is that you will never be disturbed
again over any kind of payment. This is the final as there is no unforeseen fees
and the forms will become effective once we submit your payment application
processing fee and pay the form fee of $85.99 only. I don’t want you to lose
this fund this time because you may never get another such good opportunity
again. The federal government is keen and very determined to pay your overdue
debts, this is not a fluke. I would not want you to lose this fund out of ignorance. I wil
Receiver’s Name: Uzoukwu Cletus
Address: Lagos, Nigeria
Test Question: Fine
Answer: Finest
After sending the money, send all the details of the payment as stated below
direct to this email.
SENDER’S NAME:___________________
SENDER’S ADDRESS:________________
M.T.C.N NUMBER:__________________
Awaiting the payment details as soon as possible.
Yours in service,
Dr. Ngozi Okonjo-Iweala
Finance Minister of Nigeria
Mobile Botanical Garden Plant Sale: Plantasia
AdventureMan and I had one of the sweetest days of the year – nice cool sunny morning, heading into a warm afternoon as we got up early to head over to the Mobile Botanical Gardens Annual Plant Sale.
They do a GREAT job. Starting with publicity, ads in the Pensacola News Journal and information sent out to all the regional gardening clubs and extension centers raising the level of awareness and creating a buzz. Everyone wants to go.
You get there, and parking is well organized and handy to the sales area. Signage is great – ENTER HERE! EXIT ONLY! PERRENIALS! ROSES! SHADE PLANTS! TREES! And great signs telling you how each plant is color coded and you know immediately what the price is:
Lots and lots of healthy looking plants. We knew what we wanted and found it quickly, except for the ones that were already sold out. Check-out was friendly – and fast. There was an exit strategy; people with large purchases could leave plants, drive into a pick up zone and have them loaded up. It was an amazingly efficient and well-run operation. Perfect weather, great selection of healthy plants, well-organized and efficient – it doesn’t get much better.
Well done, Mobile.
Christ Church Antique Fair 2013
More people attending the Preview, more tickets sold, more people buying up antique linens, jewelry and silver . . . I think we’ve turned a corner on the economy. People seem to be feeling more optimistic, seem to be less concerned about buying a small luxury 🙂 I never see any pearling boxes, or Arabic calligraphy . . .
Christ Church has sponsored this Antique Fair for 56 years now; it is well-respected and well-attended by antique-loving Pensacolians. It raises a majority of the money the church uses to support charities in the communities, and all the labor is lovingly performed by the Episcopal Church Women, who toil and prepare for this event for months. It is open today (Saturday) until five, and from 11 – 3 on Sunday, February 3rd. Admission is $7.
WOW! New YMCA For Pensacola in Maritime Park?
Fresh from the Pensacola News Journal Page:
Wow. Wow. Wow.
A $5 million pledge by Quint and Rishy Studer has kick-started a drive to build a new downtown Pensacola YMCA on a waterfront site at Community Maritime Park.
Studer said this afternoon he is interested in seeing a new YMCA downtown because of the positive impact it can have on children and adults, on community health and on residential development in the downtown area.
Studer said his pledge is contingent on the YMCA being located on a waterfront site at the southwest corner of the park, and that the project move forward at a rapid pace.
“We told them (the YMCA board) if they are serious, this has to move quickly,” Studer said. “Emotionally, Rishy and I can’t take another long, drawn-out things like with the stadium. We can’t take getting beat up again.”
Studer said the YMCA project, tentatively estimated at about $10 million, would be an excellent fit for the Maritime Park.
“There is a vacant piece of property there and either there’s going to be nothing on it, or a private developer will build something, or there can be a YMCA there.”
Brian Hooper, chair of Mayor Ashton Hayward’s Urban Development Advisory Committee, said a new YMCA in the downtown area was a key recommendation of the report released last month.
“One of the most common suggestions we heard from the public was the strong desire to see a family-oriented community center downtown,” Hooper said. “As our final report recommended, a new YMCA in downtown Pensacola would provide those who live and work in the community with a centrally-located hub for recreation, wellness, learning, and community. And I’m excited to see that many of our recommendations — such as this one — are already being acted upon.”
In addition to Studer’s pledge, community benefactor Terri Levin said she is co-chairing the YMCA fundraising committee.
Levin also said she will be making a dollar pledge to the project but has not yet decided the amount.
Pensacola developer Eric Nickelsen and real estate developer Joe Buehler are co-chairing the steering committee.
Nickelsen said the 10-person, all-volunteer YMCA steering committee, which includes former Mayor Mike Wiggins and former Pensacola City Councilman Ron Townsend, is meeting later this month to recommend a site to the Y’s board of directors. It’s
expected the recommended site will be the CMPA’s waterfront parcel.
Nickelsen said the YMCA project is in the early stages of development, but has considerable momentum.
“Apparently there is good feeling among our committee members that we can be successful in our fund raising campaign,” Nickelsen said.
The Reciprocity Experiment
This is fascinating. I get these mailing labels every year from charities I’ve never heard of. I feel so GUILTY not sending them anything – they’ve spent their hard earned money sending me a gift! What to do? This man studied the phenomenon and discovered that we all find ourselves in this dilemma from time to time.
This is from National Public Radio, where I get the best news of things I might never hear about otherwise:
Give And Take: How The Rule Of Reciprocation Binds Us
by ALIX SPIEGEL
In 1974, Phillip Kunz and his family got a record number of Christmas cards. In the weeks before Christmas they came daily, sometimes by the dozen. Kunz still has them in his home, collected in an old photo album.
“Dear Phil, Joyce and family,” a typical card reads, “we received your holiday greeting with much joy and enthusiasm … Merry Christmas and Happy New Year’s. Love Lou, Bev and the children.”
The cards from that year came in all shapes and sizes, but the basic message was the same. The writers wanted Kunz to know that he and his family were cared for, and also they wanted to share their own news. They included pictures of family members and new homes and smiling graduates with freshly minted diplomas.
It all seems pretty normal, except for one thing: Kunz didn’t know any of them.
Kunz was a sociologist at Brigham Young University. Earlier that year he’d decided to do an experiment to see what would happen if he sent Christmas cards to total strangers.
And so he went out and collected directories for some nearby towns and picked out around 600 names. “I started out at a random number and then skipped so many and got to the next one,” he says.
To these 600 strangers, Kunz sent his Christmas greetings: handwritten notes or a card with a photo of him and his family. And then Kunz waited to see what would happen.
In 1974, Phillip Kunz, a sociologist at Brigham Young University, wanted to see what would happen if he sent Christmas cards to people he didn’t know.
Courtesy of the L. Tom Perry Special Collections at Brigham Young University
“It was just, you know, a shot in the dark,” he says. “I didn’t know what would happen.”
But about five days later, responses started filtering back — slowly at first and then more, until eventually they were coming 12, 15 at a time. Eventually Kunz got more than 200 replies. “I was really surprised by how many responses there were,” he says. “And I was surprised by the number of letters that were written, some of them three, four pages long.”
Why would someone send a three-page letter to a complete and total stranger?
Why did so many people write him back at all?
Following Rules
Robert Cialdini is an emeritus psychologist at Arizona State University who studies how our behavior is affected by social rules that we’re only vaguely aware of but which have incredible power over what we do. What happened to Kunz, he explains, is the direct result of one of the rules that most interest him: the rule of reciprocation. The rule, he says, is drilled into us as children.
“We are obligated to give back to others, the form of behavior that they have first given to us,” he says. “Essentially thou shall not take without giving in return.”
And so if someone passes you in the hall and says hello, you feel compelled to return their greeting. When you don’t, you notice it, it makes you uncomfortable, out of balance. That’s the rule of reciprocation.
“There’s not a single human culture that fails to train its members in this rule,” Cialdini says.
This is probably because there are some obvious benefits to the rule of reciprocation; it’s one of those rules that likely made it easier for us to survive as a species.
But what’s interesting about all this is how psychologists like Cialdini can actually measure the way the rule affects how we behave in all sorts of situations.
Exhibit A: those little pre-printed address labels that come to us in the mail this time of year along with letters asking for donations.
Those labels seem innocent enough, but they often trigger a small but very real dilemma. “I can’t send it back to them because it’s got my name on it,” Cialdini says. “But as soon as I’ve decided to keep that packet of labels, I’m in the jaws of the rule.”
The packet of labels costs roughly 9 cents, Cialdini says, but it dramatically increases the number of people who give to the charities that send them. “The hit rate goes from 18 to 35 percent,” he says. In other words, the number of people who donate almost doubles.
You can see the same thing when it comes to tipping.
If a server brings you a check and does not include a candy on the check tray, you will tip the server whatever it is that you feel the server deserves. “But if there’s a mint on the tray, tips go up 3.3 percent,” Cialdini says.
According to Cialdini, the researchers who did that study also discovered that if while delivering the tray with the mint the server paused, looked the customers in the eye, and then gave them a second mint while telling them the candy was specifically for them, “tips went through the roof.”
Servers who gave a second mint got a 20 percent increase over their normal tip.
Many decades ago Cialdini noticed a similar phenomenon when he studied Hare Krishnas in the U.S. He says that in the late 1960s the religion was really struggling financially; it seemed strange to many Americans, so it was hard for them to raise money.
But then they hit on a solution. In airports (and other public places), they would simply give the people passing by what they described as a gift: a flower, a book, a magazine. Then, after the person had the gift in his or her hand, they would ask for a small donation. Cialdini says he spent days in different airports observing these transactions, watching as recipients struggled to come up with the right solution.
“You would see many of them with frowns on their faces reach into a pocket or a purse, come up with a dollar or two, and then walk away angry at what had just occurred,” recalls Cialdini. But they would give, he believes, because of the rule of reciprocation. For years, he says, the Hare Krishna religion raised millions of dollars this way.
Reciprocating Influence
There are really dozens of ways that the rule of reciprocation affects us, some of them good, some of them bad. For example, politicians, like the rest of us, are subject to the rule of reciprocation. And so when organizations or interest groups give them money, though they might believe that money won’t influence their decisions, it’s sometimes hard for them, as it is for us, to be immune.
Cialdini believes you can also see the rule operate in the medical profession.
“You find doctors more willing to prescribe medication based on what gifts, favors and tips they have been given by one pharmaceutical company or another,” he says.
This doesn’t mean that the rule of reciprocation affects all of us all of the time. Cialdini says different situations trigger different people differently.
But it is powerful. One of those invisible powerful things that can subtly shape how we behave even years after someone has given us something.
Consider the case of Phillip Kunz, the sociologist who decided to send Christmas cards to random strangers.
For years his family got cards from the people he contacted in 1974.
“We got cards for maybe 15 years,” he says.
The Power of Kindness to Change Lives
This week AdventureMan and I have been blessed, greatly blessed. We have met some wonderful people and heard some amazing things. Two stories in particular have shaken the earth for me.
“How It Happened for Me”
The first story is about a friend we met from the newest country on earth, South Sudan. A group of us were sitting together when one woman turned to this man from the South Sudan and asked “How did you find Jesus?”
This was not a religious gathering, so it is an unusual question on a social evening. But this quiet, modest man responded “I will tell you. It is a long story. It starts when I was only five months, not a baby, five months in my mother’s womb.”
He told us of a life with no security. His parents and family fled to the forest, and were on the run continually most of his life – until recently. He told of a life trying to find safe places, sometimes being separated from his parents.
He told of a priest who, when he and his brothers and sisters were very young, taught them to say “God bless Mother and God bless Father and God bless my brothers and sisters and watch over us always.” He was kind to the children, and taught them that God loves them, that God is kind. He said they did not know who this God was, but he and his brothers and sisters said this prayer every night, to keep his family safe. He said they learned other simple prayers. There would be rare times when someone would teach them a letter, or some numbers, drawing in the sand, or the floor of the forest, simple, quick lessons.
“So I don’t know all the stories you do,” he said. “I don’t even know the bible very well, we never had educated priests, just simple men who taught us simple prayers. Only later did we become more educated.”
As we listened, we had huge lumps in our throats. I could hear Jesus’ voice saying that we must believe as little children, and this man had the pure simple faith of a child, a memory from his earliest years, as he prayed for his family to be safe in a world where life was continual chaos and a struggle to survive.
“When I understood about God,” he went on, “there wasn’t even a church or a pastor-man who could baptize me; I had to believe for many years before I could become a Christian.”
As a footnote, he told us that somehow, most of his village managed to survive, helping one another. His entire family made it through, his parents are still alive. The village children little by little gained education, becoming doctors, lawyers, professionals of all kinds. His village now has a church, a simple church, not always staffed, but a church. The war is ended. For him, the simplicity of peace is all he ever wanted.
We will never forget his, and his story. We have met an extraordinary human being.
Today, we went to a lunch, invited by a friend, to raise funds for public education. LOL, this is what I used to do; I worked for an education foundation and raised money for public education. I love this kind of thing. I knew just what to expect – lots of success stories, stellar achievements, and a gentle pitch.
Whoa! Wrong! Darling kids – check. Recognition of important guests – check. Gentle pitch – no way! They got right to business; you will see this form, please take your pens RIGHT NOW and fill it out and give what you can, education funds seem to get cut more every year and we are trying to do more with less and less. Give NOW. CHECK!
The final speaker was a local businessman and patron-of-just-about-everything, a man who also brought baseball to Pensacola. He talked about his own public education. He talked about his speech impediment, and his deafness, he talked about his short stature and his inability to sit still and concentrate. He talked about teachers who identified him and instead of treating him as an obstacle, made him believe they were glad to have him in their class. He talked about teachers who gave him special assignments, who taught him math by having him calculate baseball averages. He knew their names, these saints who kept him in school, no matter how discouraged he might be.
He graduated with a 1.9 grade point, and had no intention of going to college, but ended up astonishing everyone by doing well on the ACT test and having a guidance counselor who found him just exactly the right environment where he could flourish on the college level.
Important people usually enjoy telling you the great things they have done. This man focused on his disabilities, his humiliations and his weaknesses, and how the kindness of educators had pulled him out of a very dark place and set him on the road for the success he is today.
I am willing to bet that the education foundation gained a lot of donors today. We were caught by surprise. We can defend against the powerful and successful, but when the heart speaks from vulnerability and failure, our hearts respond. This man is a success, but he gives credit to those who looked at him with caring eyes, with caring hearts, who lifted him and helped him on his way to the incredible (wealthy) success he is today, with a flourishing business and innumerable local charities who are grateful for his support.
What a week! And it’s only Tuesday! I wonder what the rest of the week will bring?
International Intrigue, Electoral Ethics
Holy Smokes, advisor to the potential president of Ghana . . . and free money! (Yeh, right.) Another candidate in my fraud file:
Do accept my apologies if my message does not meet your personal ethics. I want
to introduce myself and this business opportunity to you. I am John
Mahama, Ghanaian Presidential aspirant. I wish to know if you can assist me, I
made a lots of deposit with a security company in the UK and Beguim during my
Business trip to United Kingdom.
I am considering running for the presidency in Ghana, I deposited Ј6, 500, 000,
00 GBP. (Six Million Five Hundred Thousand British Pounds Sterling).With
Security Company in London and Beguim.
What do you think if you assist me in transferring these fund to your country
and use it to support me during my Presidential campaigns and you become the
adviser to the potential president of Ghana?
I can’t transfer these funds to my personal or relatives account as it may
invoke the interest of the Government and lead to impeachment.
Upon your acceptance to assist me in repatriating these funds to your country, I
will give you letter to the security company authorizing you to conduct Banking
activities on my behalf and 30% of this total funds will be given to you for
your assistance.
Kindly respond to me so that I can give you comprehensive details on what you
are to do next.
If you are willing to assist me and want to be my advicer in the fucture,kindly
contact me on my private mailbox (johnmahama@ovi.com)
Regards,
John Dramani Mahama
The Winner!
You’d think, now that we are ‘retired’ that we would have a lot of time, but we have plugged in to our community, and we are busy and scheduled! Before I left for Seattle, I was preparing for, and then helping with the Pensacola Quilt Show, held only every two years.
It was a lot of fun. Pensacola has amazing quilters, people who hand-piece and hand quilt, people who are amazingly skilled at machine quilting, and I am honored to know some of them, and delighted when I get a chance to work alongside them.
Whether or not I had won a ribbon, I would be honored just hanging my quilts in the same room with these talented women. Nevertheless, I did win an honorable mention in the theme quilt catagory, which was Snail’s Trail. I am only telling you this because I want to show you the ribbon, which is whimisical, clever and delightful:

I smile every time I look at it.
In addition, I won one of the offerings at the Chinese Auction. I have seen these auctions run different ways, but in this one, you get 25 chances for $5, and I put all my chances in the jar for these fabrics, I wanted them so badly. I took a class from the lady who made them, and I love the work she does. Winning this is like winning a pot of gold for a quilter 🙂
When I look at these fabrics, I am ready to start quilting again!
The Rule of the Harvest
I was talking about this with a Mormon friend, who told me they call this ‘The Rule of the Harvest,’ that it is one of life’s great – and most obvious – secrets, that what you give comes back to you ten-fold and more.
Pastor Rick Warren is the pastor of Saddleback Church, and sends out these thoughts on a daily basis. The current theme is generosity in giving, as this is stewardship season.
Financial Fitness: Generosity Reaps Generosity
by Rick Warren
The world of the generous gets larger and larger; the world of the stingy gets smaller and smaller. Proverbs 11:24 (Msg)
If I sow generosity, it’s going to come back to me, and I’m going to reap generosity.
Every farmer knows this. A farmer has sacks of seed in his barn and he looks at his empty field. He doesn’t complain, “There’s no crop! I wish there was a crop!” He just goes out and starts planting seed. When you have a need, plant a seed.
It seems illogical that when I have a need, I should give.
Why did God set it up this way? Because God is a giver. He is the most generous giver in the universe, and God wants you to learn to be like him. He wants to build character in you.
The Bible says, “Honor the Lord with your wealth and with the best part of everything you produce” (Proverbs 3:9 NLT). This is the principle of tithing. It’s the principle that says every time I make $100 — the first $10 goes back to God.
Tithing is an act of worship. We’re giving to God. We’re saying, “All of it came from you anyway.” God says, “Put me first in your life and watch what I do.” You may think you can’t afford to tithe, but the reality is, you can’t afford not to tithe.
If you have an interest in receiving his daily message, you can subscribe here.
Non-Profits: Something From Nothing
Here is what I love – people who get an idea, and make the world a better place because they have a vision and make a plan so that the vision can become a reality.
The Gulf Coast Citizens Diplomacy Council
I volunteer for the Gulf Coast Citizens Diplomacy Council. The one in Pensacola was started from nothing by a young woman with a vision, Gina Melancon Gissendanner. Her organization, her Board of Directors, her members and her resources deep within the Pensacola community have welcomed several hundred of the US Department of States International Visitor’s Leadership program delegates, bringing awareness – and dollars – to Pensacola.
When the visitors come into town, they have activities, tours and visits with professional counterparts that give them new strategies and resources to take back with them to their home countries. While here, they meet local people, shop in local stores and dine in local homes.
I love this program. From nothing, this young woman has created an organization with a far-reaching legacy. Thanks to her innovative and relevant programs, the international delegates leave here with happy memories of their time in Pensacola, and they go home and tell their friends and neighbors about their time here.
This weekend, we crossed paths with three more organizations, creating a better world, each in their own way.
The Master Gardeners
“You have to come to the sale at the County Extension Office!” our aqua aerobics friends told us. “It is so much fun, and they have Florida-hardy plants available at really good prices.”
OK! Finding ourselves awake and ready to hit the road early on a Saturday morning, we headed for the County Extension office, and the Master Gardener’s Sale. Now, I may get some of the details in this story wrong, but this is what I think I have been told. . . Several years ago, county extension offices (who answer questions about soil and growing things) found themselves deluged with questions, with too few people to answer them. They started a program – and I believe it is nation wide – training people in all aspects of growing things in the local area.
People who signed up for the training also signed up for a commitment to volunteer, and pass their knowledge along. Slowly, slowly, we have begun to know these people.
The sale was a lot of fun. While gardeners love a challenge, like growing flowers in Florida that aren’t supposed to grow here (like me, I am trying to grow bougainvillea, which isn’t really good at getting through cold winters, but maybe if I find the right protected spot, I can get it going and keep it going until it develops a deep root system and an ability to withstand the minimally cold winters we have in Pensacola) and they also love to share their knowledge.
There was an experienced, knowledgeable and enthusiastic Master gardener about every ten steps at the sale, and we could ask all the questions we ever wanted, and they just loved talking with us and giving all the answers. Free! There was no admission charged, the plants were reasonably prices (and many were very cool plants) and it was just a great place to pass a Saturday morning.
We’ve been told the Spring Sale is THE best sale – we can hardly wait.
When we left, AdventureMan said “Every one of them seemed so comfortable in their own skin.” I think he is right. I think working in the earth with your hands helps ground you. 🙂
The Master Gardeners are those people you find in Home Depot and Lowes, giving information on gardening in Florida, and at special booths at Arts Fests, in the schools, and working the beds at the County Extension office. They are volunteers. They do this work for the love of making the world a more beautiful place.
The Butterfly House
Our next stop was the Monarch Madness festival at the Panhandle Butterfly House in Navarre, where there was also an Arts Fest in progress. The volunteers at the Butterfly House all wore these terrific T-shirts with a caterpiller on the front and Monarch butterfly on the back. They had a great system, too, for getting a lot of people through the butterfly house in an organized and civil way, still giving people a lot of time to ask questions, and with lots of really cool activities for children to do, to help them understand the life cycle of these beautiful and short-lived creatures.
The Manna Food Pantries, Pensacola
I’m lucky. I work on a church committee where the chair brings in representatives from all the major charities in Pensacola to talk with us about what they do. The Manna Food Pantries is, in my humble opinion, a poster-child for how a non-profit should operate. Providing food for those who are hungry, for those going through tough times – and there are more than you might think – is truly part of God’s work for us here on earth. Manna Food Pantries collect and distribute food to the hungry. This morning, we had two Manna vans at the church and people were bringing in their full bags to donate.
It’s been a very tough year in Pensacola. The tough times just go on and on. You can prepare for tough times, save your money, gather your resources, but when tough times linger, sometimes those resources run dry. Manna has been faced with just such a time; resources are drying up, donations were down and the need is greater than ever. Manna hit the front page this week two days in a row, and is getting great coverage on radio, in the churches, in social groups – they are very very good at getting the message out, and the message is clear: We need your continued support, food, money, now more than ever.
They are brilliant at managing their volunteers, and many have been with them for years and years.
All these organizations are only able to exist because people believe in giving of their time and efforts in the hopes of making the world a little better, a little more beautiful, a little more peaceful, a little more hopeful – one person at a time.
Where are you going to put your efforts? What organizations do you support – and why?


























