I grew up in a small town, Juneau, Alaska, and not even in the main town, but on Douglas Island, across the Gastineau Channel from Juneau. My neighbors were fishermen, hunters, pilots, entrepreneurs and hard-working people struggling to make a living.
It was an upside down world. In most places, those who live there the longest are the leaders of society. In Southeast Alaska, those who lived there the longest were at the bottom of the heap, the Native Americans, the Tlingit, Haida and Tsimshian. I went to school with them. Yes, the boys carried knives. No, they were not dirty, and none of my little friends in elementary school were drunks. We were kids, we played together, we were all in the same classes all through elementary school – it was a small school.
Many of them did have family problems. There were problems of alcoholism, unemployment, domestic violence and hunger. They weren’t the only ones. The big problem was no respect. Although there were a few pieces of Native Art in the city museum, Native culture and Native craft were given little value. The Native way of life, living off the land, hunting and fishing, had greatly diminished as lands were apportioned off and hunting and fishing activities regulated.
In 1971 a huge lawsuit was settled and the Alaska Native Claims Settlement Act provided some restoration for the damaged peoples. Alaska Natives now have regional corporations to administer and grow funds to support the culture, to provide education for the children, to provide health clinics and hospitals. SEALASKA began to organize a biennial Celebration, a gathering of all the Alaska natives to share their stories, to celebrate their culture, to dance and to transmit culture to their children. It’s a great opportunity for people you might see every day in their western life to remember where they come from and to be proud of who they are. This Celebration is held every two years and includes Alaska Natives from all over Alaska who want to participate. It is a very inclusive Celebration. The next Celebration will be June 8 – 11, in 2016. You can read a little more about Celebration 2014 here.
They learn the legends of their clans – the Eagles, The Ravens, the Beavers, the Bears and a number of other clans. They spend the time between celebrations stitching together elaborate costumes for their parade and dance exhibitions, hollowing out canoes from trees, making elaborate hats and masks.
We first learned of the Celebration gathering in 2012, when we already had tickets to go back to Zambia at the exact time the Celebration was taking place, but my sweet husband promised we could go back for the 2014 Celebration. As we researched, we discovered just how much of Alaska we wanted to see, and did a reconnaissance trip in 2013. We loved our time there, and we were delighted to be able to return this last year for Celebration 2014.
It was one of the most thrilling moments of my life, to see the gathering, to see the old women cry as canoes came into sight full of young Alaskan natives, and say “I never thought I would see this again in my life”, to watch the exhilaration of the dancers, to feel the energy of the parade and especially – to see the children. To see the pride in marching, in dancing, to see the joy in being able to express who they are and to share that with others. I was moved beyond my ability to express in words; it was a feeling that in one small way, a train of events that had gone very off track had moved incrementally back in the right direction.
Here are some photos from the joyous Celebration of 2014:
‘Kuwait In Fight With Drugs, Money-Wash’UN Briefed On Efforts
NEW YORK, Oct 10, (KUNA): A Kuwaiti diplomat has briefed a United Nations commission about the State of Kuwait efforts to combat money laundering and other illegal financial activities as well as menace of narcotics. Ibrahim Faisal Al-Da’ee, the third secretary serving with the permanent Kuwaiti mission at the UN, in an address to the UN Social, Cultural and Humanitarian Affairs Committee (SOCHUM), underscored necessity of taking effective action against crime and boosting coordination at the international and regional levels in this respect. As to combating “corrupt financial activities and funding from illegitimate resources,” the third diplomat noted that the State of Kuwait issued lawinto- decree number 23 in 2012, setting up the public authority for combating corruption and issuing special rules for financial assets’ disclosure, as well as the Ministerial Resolution No. 37 (2013), containing executive regulations for combating money laundering and terrorism funding.
Established On basis of the above mentioned, diplomat Al-Da’ee continued, the national commission for combating money laundering and terrorism was established. Moreover, the Central Bank of Kuwait issued a number of decisions aimed at clamping down on money laundering, in tandem with Kuwait’s endorsement of the UN convention for combating corruption. Regarding the drugs, Kuwait urges for taking necessary precautions to resolve this international problem by means such as encouraging planting of legitimate crops and improving living conditions in rural regions. Also in this respect, he pointed out, Kuwait had signed international conventions concerning such issues. According to Kuwait’s Ministry of Interior, number of drug-related crimes, during 2010-2013, dropped 6.4 percent, drug dealing cases 7.2 percent and narcotics-linked deaths 30 percent. He concluded his address to the international commission, stressing on respect for human and basic rights, through action against crimes, urging for collective global efforts against narcotics.
So . . . now we have legislation and a decree. Does Kuwait have the resources and/or the will to go after those who are funneling the funds to ISIS? Legislations and decrees are great, but even greater is following through; it gives a government credibility.
AdventureMan and I are not even typical of our generation. Living overseas, living in so many countries, we just got used to paying in cash. In our early years, even countries like France had more places that didn’t take credit cards than places that did. When it comes to buying gas in France, you’d better have a bucketful of cash 😉
But even those in our generation tend to pull out their credit cards for meals out, so this week AdventureMan asked wait staff percentages of who paid cash and who paid with cards. The most common answer was around 85% paid with a card.
I can understand. The restaurants/stores don’t have to keep as much money on hand for change, so it is easier on them, and those who pay with a card can track their expenses. Part of me laughs and says I think we don’t want to track our eating-out expenses, and another part thinks that because we pay cash, we probably don’t indulge in extras so often, which, for us, is a good thing. If we have dessert, we normally split it.
I do remember how wonderful it was to be able to pay all the tolls on the toll roads in France with a credit card, how wonderfully easy it was to use my credit card and the ATM’s in Kuwait and Qatar and Saudi Arabia – for some reason, it was like they were years ahead of the USA in banking technology, and banking by phone. But even there, in the smaller shops, you needed cash.
Hey, millennial! Yes, you there, standing in line at the Starbucks (SBUX) counter, tapping away on your smartphone, with the button-like doodads growing into your earlobes — put away that debit card.
No, don’t worry. No one’s going to nag you about buying a cup of overpriced coffee. We all have our vices. And you’re still basking in the fresh glow of youth. At least your vices won’t hurt you as much as they’d hurt us old codgers.
But the way you’re buying your coffee — you’re doing it wrong. And you’re not alone.
Paper or Plastic?
According to a recent survey by CreditCards.com, only about 1 in 3 American consumers currently uses a plastic card — credit or debit — when buying something that costs $5 or less. Most folks still pay with cash for such small purchases, with folks ages 65 and up having the greatest fondness for paying with greenbacks (82 percent).
But when it comes to the Millennials, 51 percent use plastic to pay for such purchases.
There’s only so much cash that will fit in your wallet, and if you limit yourself to paying in cash — you eventually run out. Old folks like me, whose memories aren’t what they used to be (and maybe never were), like this “automatic” check on spending. And as a result, CreditCards.com reports that the older a consumer is, the more likely he or she is to pay for small purchases in cash than to pull out a plastic card.
Not All Plastic Is Created Equal
Among plastic cards, nationally, consumers are about twice as likely (22 percent) to use a debit card to pay for a small purchase as to put the purchase on credit (11 percent). When the data is broken down by age group, it turns out that millennials are even more fond of debit cards than the average shopper. Consumers ages 18 to 29 use debit cards more often than any other age group when making small purchases.
But here’s the thing: Debit and credit cards may be nearly equal in their convenience of use when shopping for small items (eliminating the need to carry weighty pockets, jingling with unwanted coins). But they’re not at all equal in the financial benefits they convey to a consumer.
To cite the most obvious example, credit cards often offer you “rewards” for using them. With card companies charging retailers fat interchange fees for every transaction they process, they can afford to pay you generously when you “choose plastic.” Airline miles; “points” redeemable for cash back, account credits, merchandise, and gift cards; and just plain cash-back offers, as high as 5 percent, all make the choice between credit and debit a bit of a no-brainer. (Granted, some debit cards offer rewards of their own — but they’re rare, hard to find and usually much less generous.)
But rewards are only the most obvious monetary benefit of choosing credit over debit. Consider: When you pay for a purchase — large or small — with a debit card, that money is almost immediately deducted from your account.
What Warren Buffett Thinks
In contrast, a charge placed on a credit card is a debt that doesn’t come due — and needn’t be paid — until your credit card bill is sent to you. Depending on the date of purchase and the due date on your credit card bill, you may not have to pay that bill for as long as a month — which means you may be able to hang on to your money, and collect interest on it at your bank, for that time. (Super-investor Warren Buffett calls this concept of using someone else’s money, and collecting interest on it for your own benefit, “free float,” and deadpans that his business partner “Charlie and I find this enjoyable.”)
Granted, with the ultra-low interest rates that banks are paying on checking accounts these days, free float isn’t as profitable as it used to be — probably only pennies per credit card billing cycle. But still, free money is free money. Are you going to turn it down because you’re not being offered enough free money?
Of course, you do need to remember to pay your credit card bill on time, so as not to get hit by late fees. But as long as you can manage that, a credit card isn’t really a card you use for taking out long-term credit at all. It’s a pay-once-a-month debit card — that pays you free money every month.
The High Cost of Not Buying on Credit
Another advantage: CreditCards.com quotes Martin Lynch, director of education of the Cambridge Credit Counseling Corp. of Massachusetts, noting that “debit cards … can’t be reported to the credit bureaus and, thus, they don’t build [up] credit [ratings].” Building up a strong credit rating is crucial to a young person looking to buy his or her first car or to secure a mortgage on a starter home.
Getting charges and on-time payments, onto your credit report — to establish a track record as a reliable borrower — is therefore a good thing. It’s something you want to do as often as possible, and using a credit card to pay for small purchases is a great way to build up your credit report quickly.
Melinda Opperman, senior vice president of community outreach at Springboard Nonprofit Consumer Credit Management Inc., another expert interviewed by CreditCards.com, echoes the sentiment: “We like the idea of using credit cards frequently for small, manageable expenses. This gives users the benefit of an active credit history, but leaves them with monthly bills that are small enough to pay off in full, so they don’t have to pay any interest.”
Suffice it to say, any idea that’s supported by professional credit counselors, and by the world’s third richest man, is one that millennials would be well advised to take to heart.
Motley Fool contributor Rich Smith has no position in any stocks mentioned, and hasn’t used a debit card in years. The Motley Fool recommends and owns shares of Starbucks. To read about our favorite high-yielding dividend stocks for any investor, check out our free report.
One of America’s best streets just got better with the addition of another great eating adventure as Khons Asian Bistro on Palafox opened a month or so ago with Asian fusion cooking. While most of the diners there were ordering sushi, we opted for the miso soup and hot plates. The waiter particularly likes the fried rice dish, which we considered, but ended up ordering the Cambodian chicken, me in lettuce wraps and AdventureMan with rice.
When our main dishes arrived, he grumped – just a little – because he paid three dollars more, and the only difference was that his lettuce was chopped, and he got rice.
“I paid three more dollars for rice” he mourned.
Not for long. The food was delicious, all the tastes fresh and tasty. Just enough spice. In fact, while I really like spicy, I got a hunk of jalepeno in my soup that nearly took my breath away. Our very helpful waitress said next time she would personally make sure that all the seeds were removed. I don’t mind spicy; this just caught me by surprise.
What I love, in addition to the fresh, healthy, tasty food, is the interior. Khon’s uses a deeply greyed blue, very undersea feeling, and silver. Even the chairs (which are comfortable) have silver seats, and that piqued my sense of fun. I love the scaly backdrop behind the sushi bar; the suggestion of a fish tail. We really enjoyed the entire experience, and we are glad they are there and doing so well. They have a brisk lunch crowd, so get there early.
Today is a day to make the heart joyful. Yesterday, we had thunder and lightning, so much that my water aerobics class was cancelled and I made that drive for nothing. Even when the sun came out, hours later, there was so much water soaked into the ground, the evaporation made it feel hotter than it really was.
The best part of the whole day was knowing we were headed to the opening of the Ballet Pensacola Season last night.
Who knew when we came to Pensacola that there would be so many fun things to do? And that we would have the time to try them all? Pensacola has an Opera, a Symphony, many many parades, some kind of fest, normally featuring seafood and/or art, and sometimes also the sugar white sands, wine and/or rock bands almost every month, AND the Ballet Pensacola.
Nothing about the Ballet Pensacola is ordinary. Ballet Pensacola has a husband wife team, artistic director Richard Steinart and his wife Christine Duhon, the ballet mistress, who also does the costumes. Her costumes are often spectacular. Lance Brannon does the sets which are are often minimalist and always wonderfully creative. You know public arts are almost totally public and community supported, you know they must have a tricky budget to work with but the sets and costumes are wondrous to behold.
We were debating whether The Headless Horseman would be a good ballet for our four year old grandson. AdventureMan thought it might be scary. There is a witch, a wonderfully convincing witch. There is a guy with no head. There is a skeleton horse. I countered that he sees worse on his cartoons with Spiderman and BatMan and whoever those heroes are that “Assemble!” The Headless Horseman is a lot of fun; it even looks like the dancers are having a lot of fun with it, and of course, there is this incredible skeleton. We leave our evenings at Pensacola Ballet delighted.
One of the things we love about the ballets this team creates is that it isn’t easy to get most men to love ballet, but many of the ballets they do have appeal to men – The Matrix, Dracula – they are not dainty ballets, but strong, dramatic ballets. In addition, they are, as I said, a lot of fun. When we offer up tickets we can’t use to our son and his wife, they jump at the chance. I want to make Nutcracker an annual event, but I recognize that if I want grandchildren who will love the dance, I will be likely to take them to some of this stronger stuff. We already have an extra ticket for Ali Baba, coming up in the Spring, so our grandson can come with us.
It was still warm when we left the theatre, but this morning it is like we are living in a different place.
The air conditioner is OFF! The windows are open! Fresh clean air is flowing through the house, the sun is shining without wilting anything, and, thanks to yesterday’s rain, the entire world looks fresh and clean and welcoming! The fun times begin in Pensacola, the cooler weather has arrived!
The service was excellent at the new Cactus Cantina, located just across from the airport in the old Verona’s restaurant location. The parking lot was packed and the restaurant was hoppin’! The menu has most of the standard Mexican dishes, and the feel is sort of chain restaurant.
The food on the other hand, was a wonderful surprise. I ordered Carne Asada, and when it came, it was ginormous, huge, but it was a lot of very good, lean steak and a LOT of grilled onions and peppers, and there was so much that I took half home and still felt stuffed.
The guacamole was expensive, but there must have been three cups of it, and it was very very good, served in a molcajete, and full of nice chunks of avocado. We also took about two thirds of the guacamole home, there was so much.
This is the interior of the Cactus Cantina:
This is the guacamole:
My carne asada:
AdventureMan’s tamale combination:
Sides with carne asada:
On the whole, not bad at all. There are a lot of Mexican restaurants in the area, and this is another one, a very good one, but nothing that raises it high above the crowd.
It sounded like so much fun when I was 15 and living in Germany, going to a beer fest, drinking beer, sitting in the big fest tents and laughing and drinking and eating wursts and listening to the ooompah band. By the time I was 18 and graduating, I’d been to a fest or two, and was pretty much over it. I’d probably seen a fest or two and a beer or two too many. AdventureMan and I were trying to remember the last beer fest we had been do and we think it was the year we were married (LOL, a LONG time ago) with his military unit.
But . . . it must the the changing light. When I saw Wursts in the commissary, I bought a pack (we NEVER eat wursts, but . . . it’s October. Could not resist . . . )
I mixed up a very strong curry sauce, using the last of some Kashmiri curry I had brought back with me from Kuwait on my last trip, and we each savored our lone curry wursts with a brotchen. Our own little OctoberFest 😉
There is a new restaurant in Pace/Milton, there only a few months, and the flavors are south-of-the-border, without being Mexican. The owner is American, married to a Colombian woman, and she and her mother do the prepping and all the cooking, every day, and it is all fresh, fresh, fresh.
The tastes are fresh, too. Lots of vegetables, and fresh presentation.
The front of the menu:
This is what it looks like from the outside. It is in a small strip mall, just off highway 90:
This is what it looks like on the inside – very very clean and well kept:
They understand some of the food is a little strange for us, so they have explanations and photos on the walls:
I particularly love the designation for the ladies’ room 🙂
Now for the downside. AdventureMan and I each had different soups, both very different from one another and both delicious. Mine was more stewish, and his was more light. Then we split a main meal; it had like eight different items on the plate (we were so glad we decided to share!), things like roasted plantain and other veggies, pork, beer and rice. The downside is that we were so busy exclaiming and sampling that . . . I forgot to photograph the food. What was I thinking????? If you want to see some of the wonderful foods for yourself, check out their FaceBook page.
Our grandson is back in swimming lessons, and I have to admit, it is one of my favorite things to do with him. I get to pick him up at school and get him ready, then shower him down and take him home. During all that we have the most amazing conversations, and we laugh a lot, too. Yesterday he did something new, something he called “bicycling in the water” that we used to call “treading.” He had never done it before, and he was good at it. There are days when you are greatly blessed, if you only have the eyes to see it.
AdventureMan and I are having too much fun! We are in the midst of planning two smaller trips, and one larger trip. We call back and forth from office to office – “Have you looked at this place? It gets great reviews!” or “You could book that motel where I stayed when I went there with the birding group!”
The first trip we will take will be in conjunction with a conference AdventureMan will attend, and then we will head on into the southwestern wilds of Louisiana, tracking the Cajun Nature Trail, ending up in Houma after several days. We love knockin’ around with our binos and cameras on the backroads, love the moodiness of James Burke Country, True Detectives, the pure idiosyncratic nature of southern Louisiana.
The next trip will be in the other direction, back to a birding area through which the birds travel south when winter sets in.
The third – back to France! Wooo HOOOOOO!
Fall is kicking in in Pensacola, AdventureMan is out mulching and trimming up the garden, taking out a summerload of weeds, and I am grinning at a lowering utility bill. Even a few degrees difference make a giant reduction in the need for the A/C. I am smiling more; the humidity is lifting and I can feel cool temperatures around the corner. My favorite time of the year!
The Islamic State of Iraq and Syria (ISIS), now threatening Baghdad, was funded for years by wealthy donors in Kuwait, Qatar, and Saudi Arabia, three U.S. allies that have dual agendas in the war on terror.
The extremist group that is threatening the existence of the Iraqi state was built and grown for years with the help of elite donors from American supposed allies in the Persian Gulf region. There, the threat of Iran, Assad, and the Sunni-Shiite sectarian war trumps the U.S. goal of stability and moderation in the region.It’s an ironic twist, especially for donors in Kuwait (who, to be fair, back a wide variety of militias). ISIS has aligned itself with remnants of the Baathist regime once led by Saddam Hussein. Back in 1990, the U.S. attacked Iraq in order to liberate Kuwait from Hussein’s clutches. Now Kuwait is helping the rise of his successors.As ISIS takes over town after town in Iraq, they are acquiring money and supplies including American made vehicles, arms, and ammunition. The group reportedly scored $430 million this week when they looted the main bank in Mosul. They reportedly now have a stream of steady income sources, including from selling oil in the Northern Syrian regions they control, sometimes directly to the Assad regime.
But in the years they were getting started, a key component of ISIS’s support came from wealthy individuals in the Arab Gulf States of Kuwait, Qatar and Saudi Arabia. Sometimes the support came with the tacit nod of approval from those regimes; often, it took advantage of poor money laundering protections in those states, according to officials, experts, and leaders of the Syrian opposition, which is fighting ISIS as well as the regime.
“Everybody knows the money is going through Kuwait and that it’s coming from the Arab Gulf,” said Andrew Tabler, senior fellow at the Washington Institute for Near East Policy. “Kuwait’s banking system and its money changers have long been a huge problem because they are a major conduit for money to extremist groups in Syria and now Iraq.”
Iraqi Prime Minister Nouri al-Maliki has been publicly accusing Saudi Arabia and Qatar of funding ISIS for months. Several reports have detailed how private Gulf funding to various Syrian rebel groups has splintered the Syrian opposition and paved the way for the rise of groups like ISIS and others.
“The U.S. has made the case as strongly as they can to regional countries, including Kuwait. But ultimately when you take a hands off, leading from behind approach to things, people don’t take you seriously and they take matters into their own hands.”
Gulf donors support ISIS, the Syrian branch of al Qaeda called the al Nusrah Front, and other Islamic groups fighting on the ground in Syria because they feel an obligation to protect Sunnis suffering under the atrocities of the Assad regime. Many of these backers don’t trust or like the American backed moderate opposition, which the West has refused to provide significant arms to.
Under significant U.S. pressure, the Arab Gulf governments have belatedly been cracking down on funding to Sunni extremist groups, but Gulf regimes are also under domestic pressure to fight in what many Sunnis see as an unavoidable Shiite-Sunni regional war that is only getting worse by the day.
“ISIS is part of the Sunni forces that are fighting Shia forces in this regional sectarian conflict. They are in an existential battle with both the (Iranian aligned) Maliki government and the Assad regime,” said Tabler. “The U.S. has made the case as strongly as they can to regional countries, including Kuwait. But ultimately when you take a hands off, leading from behind approach to things, people don’t take you seriously and they take matters into their own hands.”
Donors in Kuwait, the Sunni majority Kingdom on Iraq’s border, have taken advantage of Kuwait’s weak financial rules to channel hundreds of millions of dollars to a host of Syrian rebel brigades, according to a December 2013 report by The Brookings Institution, a Washington think tank that receives some funding from the Qatari government.
“Over the last two and a half years, Kuwait has emerged as a financing and organizational hub for charities and individuals supporting Syria’s myriad rebel groups,” the report said. “Today, there is evidence that Kuwaiti donors have backed rebels who have committed atrocities and who are either directly linked to al-Qa’ida or cooperate with its affiliated brigades on the ground.”
Kuwaiti donors collect funds from donors in other Arab Gulf countries and the money often travels through Turkey or Jordan before reaching its Syrian destination, the report said. The governments of Kuwait, Qatar, and Saudi Arabia have passed laws to curb the flow of illicit funds, but many donors still operate out in the open. The Brookings paper argues the U.S. government needs to do more.
“The U.S. Treasury is aware of this activity and has expressed concern about this flow of private financing. But Western diplomats’ and officials’ general response has been a collective shrug,” the report states.
When confronted with the problem, Gulf leaders often justify allowing their Salafi constituents to fund Syrian extremist groups by pointing back to what they see as a failed U.S. policy in Syria and a loss of credibility after President Obama reneged on his pledge to strike Assad after the regime used chemical weapons.
That’s what Prince Bandar bin Sultan, head of Saudi intelligence since 2012 and former Saudi ambassador in Washington, reportedly told Secretary of State John Kerry when Kerry pressed him on Saudi financing of extremist groups earlier this year. Saudi Arabia has retaken a leadership role in past months guiding help to the Syrian armed rebels, displacing Qatar, which was seen as supporting some of the worst of the worst organizations on the ground.
The rise of ISIS, a group that officially broke with al Qaeda core last year, is devastating for the moderate Syrian opposition, which is now fighting a war on two fronts, severely outmanned and outgunned by both extremist groups and the regime. There is increasing evidence that Assad is working with ISIS to squash the Free Syrian Army.
But the Syrian moderate opposition is also wary of confronting the Arab Gulf states about their support for extremist groups. The rebels are still competing for those governments’ favor and they are dependent on other types of support from Arab Gulf countries. So instead, they blame others—the regimes in Tehran and Damascus, for examples—for ISIS’ rise.
“The Iraqi State of Iraq and the [Sham] received support from Iran and the Syrian intelligence,” said Hassan Hachimi, Head of Political Affairs for the United States and Canada for Syrian National Coalition, at the Brookings U.S.-Islamic World Forum in Doha this week.
“There are private individuals in the Gulf that do support extremist groups there,” along with other funding sources, countered Mouaz Moustafa, executive director of the Syrian Emergency Task Force, a Syrian-American organization that supports the opposition “[The extremist groups] are the most well-resourced on the ground… If the United States and the international community better resourced [moderate] battalions… then many of the people will take that option instead of the other one.”